Learn to recognize these dangerous insects and how to protect yourself. Click through the gallery above to learn how to recognize these dangerous insects and how to protect yourself. Black Widow Spider Black widow spiders are typically black with two attached reddish triangles on their back, according to Brittany Campbell, PhD, an entomologist with the National Pest Management Association ( NPMA ). These spiders are roughly the size of a paper clip and have venom 15 times stronger than a rattlesnake's, Campbell says. It could cause muscle aches, nausea, and trouble breathing. Although Campbell says fatalities are rare, female black widow spiders might bite more often than males as a defense. How to protect yourself : Campbell says people can reduce their risk of black widow spider bites by reducing clutter in basements and garages, eliminating the favorite hiding spots for these spiders. And make sure to wear gloves while cleaning along with these other steps to avoid insect dangerous summer bugs and their bites or stings . Tarantulas With a lifespan of nearly 30 years, tarantula spiders can grow to almost the size of a personal pizza. Most tarantulas are afraid of large predators (like humans) but if provoked watch out! Though their venom isn t deadly, it s not pleasant and can cause rashes and pain at the biting point. That's partly why you shouldn't ignore spider bites or these 7 other bug bites . How to protect yourself: The best way to protect yourself against tarantulas is to keep them away as much as possible. Like black widow spiders, tarantulas love small, dark spaces. So keep your space neat, clean, and organized as much as possible. Regularly dust and wear protective clothing while working in a hot spot for spiders. Africanized bee Africanized 'killer' bees look so much like European honeybees that the only way to tell the two apart is to measure their bodies, according to Campbell. These bees are slightly smaller and have a golden color with darker bands of brown. Although Africanized bee venom isn't more dangerous than regular honeybee venom, the former tend to attack in greater, more dangerous numbers, Campbell says. If Africanized bees attack you, run quickly to shelter in a zig-zag pattern as soon as possible, Campbell suggests. How to protect yourself: You can avoid attracting bees to certain areas by keeping both food and garbage in sealed containers, according to Campbell. Also, rinse out food containers before throwing them away. Finally, avoid wearing dark colors, floral prints, loose-fitting clothes, and sweet-smelling perfume or cologne to avoid attracting bees, Campbell says. Mosquitoes There are about 170 different mosquito species in North America alone. Some of the most dangerous ones, according to Campbell, are the Culex mosquito, the Asian Tiger mosquito, and the Yellow Fever mosquito. Mosquitoes are one of the most dangerous summer bugs because they spread diseases such as malaria, yellow fever, West Nile virus, and Zika, among others, Campbell says. How to protect yourself : 'Wearing an insect repellent containing DEET or another EPA-registered ingredient is the best way to prevent mosquito bites,' Campbell says. It's also essential to prevent mosquito breeding grounds around your home since they can lay eggs in as little as half an inch of water. Mosquito repellent works well because of the smell, and that has to do with why certain people attract mosquitoes more than others. Red fire ants Red fire ants are more of a dark reddish brown and have six legs and antennae. 'They get their common name from their ability to inflict painful bites and stings,' Campbell says. This could also equal an allergic reaction in some people. How to protect yourself : Stay very far away from their telltale mound nests. They usually nest in the soil near structural foundations or in landscaping, according to Campbell. They are also on golf courses, at picnic grounds, and at playgrounds. And although these ants are often outside, they could get inside the home through HVAC systems or AC units, Campbell warns. To prevent red ants from entering a structure, seal all internal and external cracks and crevices. If you already have an ant problem, you might want to try these common items that could get rid of ants . Wasps There are a few different species of paper wasps. They are mostly brown with some yellow, but each has various bands of color that differentiate them. No matter the type of paper wasp, they will sting if you disturb their nest or somehow threaten them. Otherwise, they're not really an aggressive species by nature, Campbell says. If you are stung, however, it will be painful and can cause the same risk of allergic reaction as other insect stings. How to protect yourself : Campbell says the best way to prevent a paper wasp infestation, and the potential of getting stung, is to make the home less attractive to the bug. So before trimming hedges, picking fruit, or doing yard work, check for paper wasp nests. Like with other dangerous summer bugs, it's also key to seal any cracks in the home, repair tears on screens, cover open food, and avoid wearing strong fragrances outside. You should also get rid of these things in your house that are attracting pests . Brown recluse spider Adult brown recluse spiders range from tan to dark brown, and they have six eyes in three groups of two. These spiders could bite and inject venom that requires a trip to the emergency room. The venom might cause dead tissue and may require plastic surgery, in some cases, Campbell says. Not all brown recluse spiders result in ulcer formation, and other spider bites might cause a similar reaction, too. How to protect yourself: Preventing brown recluse spiders from entering your home is the main way to avoid bites, per Campbell. Seal any small openings or holes in your house to keep them out. Wear protective clothing and gloves when moving firewood, since spiders like to hide in stacked wood. Try not to leave clothes and shoes on the floor and shake them out before wearing, especially if you store them in the basement, garage, or other dark areas. Scorpions With a crab-like appearance, scorpions are predatory and often come out at night. Scorpions like warm, dry climates and are often in deserts. Take precautions when hiking and camping by keeping shoes, blankets, and towels secured indoors. Stings can feel much like a honeybee sting with mild swelling, a rash, or they may be more serious. How to protect yourself: You can protect yourself from scorpions by also eliminating standing water, sealing cracks around your doors or windows, and turning your outdoor lights off at night to ward off crickets an insect scorpions love to eat. Ticks Ticks automatically come to mind when you think of the most dangerous summer bugs. But ticks are technically arachnids, not insects, Campbell says. Still, you need to especially watch out for 'hard ticks,' which feed on humans and pets. Ticks can carry Lyme disease along with other diseases such as Rocky Mountain spotted fever, or tularemia, among others, according to Campbell. These diseases could result in rashes, fever, chills, and headaches. Plus, Lyme disease also affects joints along with the heart and nervous system if untreated. How to protect yourself: Ticks can attach themselves to exposed skin, so after time spent outdoors, it's important to do a full body check for ticks. 'Check children for ticks when they come into the house because it takes up to four hours, possibly longer, for the tick to start feeding,' Campbell says. It's also a good idea to use tick repellents, tuck your pants into socks or boots while outdoors, and keep grass, weeds, and other debris piles low. Here is how to effectively protect yourself from ticks . Centipedes and millipedes Centipedes are easy to spot by their worm-like body and anywhere from 15 to 177 pairs of legs. If you handle them roughly, larger centipedes could inflict a painful bite, according to Campbell. As for millipedes, the bug could release a foul-smelling liquid that causes skin irritation. How to protect yourself: Reduce areas of moisture in or around your home to protect yourself from a centipede infestation. Make sure you remove piles of leaves and grass clippings on your property. And seal off cracks where they could enter the home. If you do find one in your house, Campbell says you can get rid of it with a vacuum. Not sure what bit you? Here's a handy guide for identifying bug bites . Horseflies Horseflies have black or gray bodies with large eyes that have green or purple horizontal stripes. You don't have to worry about male horseflies, but the females do bite. Female bites are especially painful because horseflies tear and lap at the skin. Some species spread disease, but that usually only involves livestock, according to Campbell. How to protect yourself: During outside activity, Campbell recommends wearing light-colored clothing and insect repellent to prevent horsefly bites. Kissing bugs Kissing bugs have a head in the shape of a cone. They are usually light brown to black in color, although some species have red, yellow, or tan markings on their stomach, Campbell says. Kissing bugs occasionally bite humans in their sleep, and people with sensitive skin could have an allergic reaction. Even worse, kissing bugs also carry a parasite that causes Chagas disease. Nearly 300,000 people in the United States are infected with the parasite, according to the Centers for Disease Control and Prevention (CDC). How to protect yourself: Again, preventing this bug bite starts with keeping kissing bugs out of your home. Homeowners should seal cracks with caulk, install door sweeps, and remove debris piles from the yard, according to Campbell. Anyone who hates bugs will love these essential products that can ward off dangerous summer bugs for good .


Every week we round up some of the major events and happenings from a week in history. Follow this series to see the timeline of the most important past moments. Aug. 5, 1930: Neil Armstrong is born The first man to walk on the moon was born in Wapakoneta, Ohio, U.S. After serving as a naval aviator, he joined the National Advisory Committee for Aeronautics (NACA, later renamed NASA). He would go on to train as an engineer, test pilot and astronaut, before becoming a part of the historic Apollo 11 mission in July 1969. Aug. 5, 1963: Limited Nuclear Test Ban Treaty is signed Representatives from the U.S., U.K. and the Soviet Union signed the treaty, bringing an end to more than eight years of negotiations. After the start of the Cold War, most countries were rapidly increasing their nuclear arsenal, and the treaty placed limits such as prohibiting testing of nuclear weapons in outer space, underwater or in the atmosphere. It was hailed as an important step in curbing a nuclear race. Aug. 5, 1984: Joan Benoit wins first Olympic women's marathon Of the 50 competitors who participated in the women s marathon at the Los Angeles Summer Olympics   the debut of the category   Team USA s Benoit became the champion and finished the race in 2:24:52. The win came just a few weeks after a knee surgery. Aug. 5, 2011: Thailand's first female prime minister is elected The parliament elected Yingluck Shinawatra as the prime minister of Thailand, making her the first woman to hold the post. Yingluck took charge of a volatile nation that had been deeply divided since her brother Thaksin Shinawatra was ousted in a 2006 coup. Aug. 6, 1926: First woman to swim across the English Channel Gertrude Ederle, a 19-year-old from the U.S., created history by accomplishing the feat on her second attempt. She swam from Cap Gris-Nez in France and came ashore at Dover, England, covering 21 miles (33.7 km) in more than 14 and a half hours. She was the sixth person to successfully swim the Channel. Aug. 6, 1945: US drops atomic bomb on Hiroshima At 8:16 a.m., the world's first atomic bomb, Little Boy, was dropped on the Japanese city by an American B-29 bomber named Enola Gay. The bomb annihilated the city, killing around 80,000 people immediately and tens of thousands later by burns, radiation and cancer. Aug. 6, 1965: Voting Rights Act of 1965 is signed U.S. President Lyndon B. Johnson signed the act into law, which guaranteed African-Americans the right to vote. It made illegal the discriminatory voting practices that were rampant mostly in the southern states, including literacy tests that they were forced to take and often failed. Aug. 6, 2012: Mars rover Curiosity lands The Mars Science Laboratory rover landed on the Red Planet, near the foot of Gale Crater. It was launched from Cape Canaveral Air Force Station in Florida, U.S., on Nov. 26, 2011. The rover is still operational to this day. Aug. 7, 1819: Battle of Boyacá begins Hailed as a historic win that freed New Granada (now known as Colombia) from Spanish control, the battle was led by generals Simón Bolívar and Francisco de Paula Santander. They led a rebel army and engaged in preliminary engagements in July before capturing about 1,800 prisoners and the Spanish commander on this day. The battle also paved the way for independence of other Latin American nations. Aug. 7, 1947: Kon-Tiki expedition ends The journey was undertaken by Norwegian explorer and anthropologist Thor Heyerdahl, and five crewmen, to prove his theory that pre-historic people from South America could have originally traveled to populate Polynesia. The raft, made of balsa wood, completed the voyage in 101 days and covered over 4,000 miles (6,438 kilometers) across the Pacific Ocean from Peru to the Polynesian islands. Aug. 7, 1990: Operation Desert Shield is launched Five days after Iraq s invasion of Kuwait, then-U.S. President George H.W. Bush ordered Operation Desert Shield that made American troops part of an international coalition against Saddam Hussein s country. It was a precursor to the Gulf War, which started in January 1991 and was termed Operation Desert Storm. Aug. 7, 2007: Barry Bonds breaks home run record The San Francisco Giant baseball star went past Hank Aaron to record the maximum home runs in Major League Baseball history when he hit the record-breaking 756th homer against the Washington Nationals. More than a decade since, Bonds still holds the record with 762 home runs. Aug. 8, 1942: Quit India Movement begins The movement was launched at the All-India Congress Committee during its Bombay (now Mumbai) session by Mahatma Gandhi. He called for  Do or Die,  demanding an end to British rule in the country. Within the next 24 hours, Gandhi and other Congress leaders were put behind bars by the British authorities under the Defence of India Rules. Aug. 8, 1945: US President Truman signs United Nations Charter The U.S. became the first country to complete the ratification process, thereby becoming an official member of the U.N., when U.S. President Harry S. Truman and Secretary of State James F. Byrnes (R) signed the charter on this day. However, it only became effective after China, France, Great Britain, Russia and other creators of the document completed their ratification. Aug. 8, 1963: The 'Great Train Robbery' takes place An amount of £2,600,000 (worth nearly £45 million today) was stolen in an armed robbery from a Glasgow-London Royal Mail Train, at the Bridego Bridge in Mentmore, England. The gang of 15 masked robbers were led by notorious mastermind Bruce Reynolds. A dozen members were arrested, convicted and incarcerated. Aug. 8, 1974: US President Richard Nixon resigns In the wake of the Watergate scandal and the resultant pressure being mounted from the public and the Congress, Nixon announced his resignation in an evening televised speech, even as the impeachment proceedings against him were underway. The move made him the first president in American history to resign from office. Aug. 8, 1988: 1st night game at Wrigley Field After decades of playing only day matches, the first night game saw the hometown heroes Chicago Cubs take on the Philadelphia Phillies. The venue had been the only major league park where night games were not played earlier. Aug. 8, 2007: Carlos Slim overtakes Bill Gates as world's richest person The Mexican business mogul, best known for his telecom business, overtook the Microsoft founder to become the world s richest person with an estimated net worth of $67.8 billion   Gates, at the time, was valued at around $59.2 billion. The American overtook Slim again in the later years. Aug. 9, 1936: Jesse Owens creates history On this day, Owens won his fourth gold medal in the 4x100m relay race at the Berlin Olympics, becoming the first American to win four Olympic golds. His other wins were for the 100m, 200m and long jump events. Team USA set a new world record of 39.8 seconds at the relay, which stood for nearly two decades. Aug. 9, 1945: US drops atomic bomb on Nagasaki Three days after the bombing of Hiroshima, a second atomic bomb was dropped on Nagasaki by American jets at noon. Nearly 90 percent of the city was destroyed and around 40,000 people were killed in the blast. The bombing led to Japan s unconditional surrender in World War II. Aug. 9, 1965: Singapore becomes an independent republic Amid political and ethnic tensions, Singapore separated from Malaysia to become an independent, sovereign state. It was announced by Prime Minister Lee Kuan Yew (pictured) at a press conference. The independence proclamation was publicly declared on Radio Singapore earlier in the morning. Aug. 9, 2012: Usain Bolt makes Olympics athletics history At the London Olympics, the Jamaican superstar athlete set aside talks of susceptible hamstring and imminent threat from compatriot Yohan Blake to successfully defend the 200m gold. In the process, Bolt became the only athlete to win 100m and 200m titles at back-to-back Olympics. With his victories at the 2016 Rio Olympics, Bolt went on to be the only person to win gold at the same two events thrice. Aug. 10, 1776: London learns about American independence While the Declaration of Freedom had already been voted upon and adopted in July 1776, it took more than a month for Britain to get the first reports of the Declaration. They were ferried by a packet ship and the first mention of  the Rebels  was made in the London Gazette in a four-page issue. Aug. 10, 1792: Tuileries Palace is attacked During the French Revolution, mobs strike and imprison King Louis XVI with his family at the Tuileries Palace in Paris. He was executed the following January after being put on trial for treason. Aug. 10, 1846: Birth of the Smithsonian Institution Ending a decade of debate over the strange bequest of English scientist James Smithson, then-U.S. President James K. Polk signed the Smithsonian Institution Act into law on this day. Smithson, who died in 1829, left a will stating that if his nephew, and sole heir, died without heirs, his estate should go to the United States  to found at Washington, under the name of the Smithsonian Institution, an establishment for the increase and diffusion of knowledge among men.  Aug. 10, 1990: Magellan begins its orbit of the Venus The Magellan spacecraft was launched in 1989 by NASA to map the surface of the planet and to measure the planetary gravitational field. It burned up hours after being commanded to plunge into Venus  atmosphere in October 1994. Aug. 11, 1929: Babe Ruth hits 500th home run New York Yankees  Babe Ruth became the first player in MLB history to hit 500 homers when he hit one off pitcher Willis Hudlin of the Cleveland Indians. The Yankees, however, lost the game 6-5. He ended his career in 1935 with 714 home runs. Aug. 11, 1934: Alcatraz receives its first federal prisoners The legendary prison in the San Francisco Bay got its first set of civilian prisoners on this day. They joined the few military prisoners who were still housed within its premises. Alcatraz ceased operations in 1963. Aug. 11, 2003: NATO takes over Afghan Peacekeeping Force In the organization s first mission beyond the Euro-Atlantic area, NATO took a leadership role in looking after security concerns in and around Kabul, Afghanistan. The alliance took control of the 5,000-strong International Security Assistance Force (ISAF), which was earlier operated jointly by Germany and the Netherlands. Aug. 11, 2006: Guimaras oil spill takes place While passing through the Panay Gulf, oil tanker MT Solar I was capsized by strong winds and waves off the coast of Guimaras and Negros islands in the Philippines. Over 200,000 liters of bunker oil got spilled into the water, reportedly affecting over 100 miles (161 kilometers) of coastlines.


International Monetary Fund Managing Director Christine Lagarde announced Tuesday she had submitted her resignation from the global lender, saying she had more clarity about her nomination to be the next head of the European Central Bank. Lagarde said in a statement her resignation will be effective Sept. 12, opening the way for the IMF to choose its next leader. "With greater clarity now on the process for my nomination as ECB President and the time it will take, I have made this decision in the best interest of the Fund," she said in a statement. She said her resignation would expedite the selection of her successor. Lagarde's resignation comes two weeks after her nomination on July 2 for the ECB top job. She did not immediately resign from the IMF because of uncertainty over whether the new European Parliament would approve her and other new EU leadership positions, sources told Reuters. Lagarde's nomination is subject to approval by a fractious European Parliament. If approved, she would take over as ECB president from Mario Draghi on Oct. 31. Lagarde's second five-year term as IMF managing director was not due to end until July 2021. Traditionally the post has always been held by a European, while the head of the IMF's sister organization, the World Bank, has always been an American.


A North Carolina man discovered on Tuesday that he won a $344.6 million Powerball jackpot, the largest prize in the state's history. Charles W. Jackson Jr., a 66-year-old retiree from Raleigh, said that when he called his wife that morning to tell her about his victory, he didn't realize how much he had won. "I said, 'I think I won at least $50,000,'" Jackson said during a press conference at the North Carolina lottery headquarters in Raleigh. Soon after, Jackson realized he had actually matched all six numbers to win the grand prize. "So then I called her back and said, 'Look, I won the whole thing,'" Jackson said. "She said, 'Well, how much is the whole thing?' I said, 'I don't know, I just played. I don't know what it is.' And she said, 'Google it.'" The secret to his good fortune? Numbers from a fortune cookie his stepdaughter got a couple of years ago at the age of 6, according to The News & Observer. Jackson said he has played those same five numbers in Powerball and Mega Millions every week since, occasionally making changes to the sixth number. The odds of choosing all six numbers correctly and winning the jackpot are about 1 in 292.2 million . "I never expected to win," Jackson said. "I just got lucky." He opted to receive his winnings in a lump-sum payout of $233 million. After state and federal taxes are subtracted, he'll walk away with $158 million, some of which he plans to donate to three charities   the Wounded Warrior Project, Shriners Hospital for Children and St. Jude Children's Research Hospital. Besides that and a trip to Vietnam, where his wife is from, he doesn't have any extravagant plans for his newfound fortune. "I hope it don't change me a lot," Jackson said. "I'm going to try not to change my life. I'm still going to wear jeans. Maybe newer ones." This article originally appeared on USA TODAY: How's this for good fortune? North Carolina man wins $344.6M Powerball with numbers from a fortune cookie


Free-agent center Ekpe Udoh has agreed to a one-year deal with the Beijing Ducks of the Chinese Basketball Association, according to a report from Nikos Varlas of Eurohoops . According to the report, the 32-year-old big man, who last played for the Jazz in 2018-19 after being drafted No. 6 overall by the Warriors in 2010, will become the highest-paid non-Chinese player in the CBA. Confirming Eurohoops' report, Eric Woodyard of the Deseret News adds that Udoh was strongly considering a return to the EuroLeague (where he played from 2015 to 2017), with reportedly up to five multi-million dollar offers from strong franchises in Spain, Italy and Turkey on the table. A seven-year NBA veteran, Udoh holds career averages of 3.5 points, 2.9 rebounds and 0.7 assists in 14.8 minutes per game. In addition to the potential financial incentive of heading overseas, Udoh figures to play a more prominent role in China than he did in the NBA. After all, he was successful enough to earn Final Four MVP during his previous stint overseas.


Wedding planner Amy Shey Jacobs of Chandelier Events told us all the ways guests are ruining weddings without even realizing it. There are a number of ways guests can ruin people's weddings . INSIDER spoke to wedding planner Amy Shey Jacobs of Chandelier Events to find out the worst things she has seen guests do. They include staring at their phone during the ceremony, sharing a photo of the bride's dress on social media before the groom has seen it, and hooking up on the dance floor. Visit INSIDER's homepage for more stories. There are a lot of things that can go wrong if you're planning a wedding . But it's not just the bride and groom who make mistakes . Being a wedding guest comes with certain responsibilities - and there are a number of ways you could be ruining someone's big day without even realizing it. INSIDER spoke to wedding planner Amy Shey Jacobs of the New York City-based company Chandelier Events to find out what things guests should never do, based on what she has witnessed at weddings. Here are the worst offenders. You forget to RSVP. No one really mails anything anymore. But if there's one thing worth paying postage for, it's the RSVP card to a wedding invitation. Sending it late is bad manners, and not replying at all is even worse. "It's easy to goof on getting your reply in on time. But leaving a couple in the dark about your intentions with attending/not attending is more stressful to them than one might think," Jacobs told INSIDER. "For couples planning a wedding, so much depends on getting RSVPs on time. So if you forgot to reply, let them know ASAP if you can or cannot be there!" Her solution: "If you get an invite, make it a practice to RSVP right away (email, text, DM, whatever) and follow up with the real snail mail card." You ignore the registry. "Wedding registries are there to pretty much guarantee that you're going to buy a gift that they [the bride and groom] are going to want," Jacobs said. You can go an extra step and make your run-of-the-mill registry gift more personal. "Sometimes a bunch of $10 kitchen gadgets don't always seem so impressive but you can personalize them by bundling them together and gifting with a monthly meal prep membership," the planner said. "Get creative and never re-gift! It's totally obvious." Your invite doesn't give you a plus one, but you ask for one anyway. Weddings are expensive, and couples don't always have the budget or venue space to invite as many people as they would like. "Unless your invitation specifically invited you with a plus one, never make the assumption or ask if you can bring a date," Jacobs said. "If you aren't invited with a guest, never complain about it to the couple. Chances are, the couple has thought through their numbers based on a lot of factors such as room capacity, budget, and even the fact that they want to keep things a certain size." For unattached wedding guests, it's not so bad. In Jacob's words, "Smile and enjoy that singles table!" You treat the couple like your concierge. "Often wedding guests forget that the couple is not responsible for every travel arrangement, hair appointment booking, [and] itinerary planning for your stay," Jacobs said. "I always work with my couples at Chandelier Events to make sure we offer guests tons of detailed things-to-know and things-to-do information," she said. Still, couples come under a lot of pressure to make their guests happy. "Remember, use GPS, Google and Glamsquad - if you need directions, a dinner reservation, or a blow-out, don't bother the bride!" You post a photo of the bride's wedding dress on social media   before the groom has seen it. If you're in the bride's wedding party, or you get to see the gown before the wedding has started, keep any photos offline. "Whatever you do, don't post a photo on social media," Jacobs said. "I promise, she does not want you to show the world her gown before she walks down that aisle. So resist and #latergram." You make these fashion faux pas. There are so many fashion mistakes you can make as a guest. Jacob's absolute number one rule: "Never wear WHITE." Brides have worn white wedding dresses since Queen Victoria made it popular . So unless the bride has explicitly said guests can wear white , don't do it. When you pick your outfit, other things to avoid include "anything too sexy, or too scene-stealing or distracting," Jacobs said. "Don't blow off the dress code: if the invite says Black Tie, wear a tuxedo. If the invite says semi-formal, do not wear khakis," she said. "And unless it's a hoe-down, never wear jeans to a wedding." You talk or stare at your phone during the ceremony. It's obvious, but it's worth saying again. "Refrain from talking during a ceremony," Jacobs said. "Even if you think you're whispering, they can hear you." This is especially true in an indoor setting, where the acoustics might make your voice louder. To be on the safe side, just don't say anything. Answering a phone call, or staring at your smartphone is also rude. "You can live for 30 minutes without an email or social media distraction," the wedding planner said. "Nothing feels worse than seeing a wedding guest they cherish with eyes down on a football game when you are standing at the altar. (True story.)" You end up in the professional wedding photos... because you're taking photos. Many couples hire a professional wedding photographer, so their guests don't need to take photos all the time - yet many still do. "There is nothing worse for a couple than when they get their wedding photos back and they see tons of cell phones, guests in the aisle, or - dare we say it - a guest with a phone or a camera from behind the altar, in view of the money shot," Jacobs said. "So put your phones away until they say I do. And if you just have to have a snapshot, be discreet." You do any of these things on the dance floor. While there are bound to be some embarrassing dance moves - especially if there's an open bar - some things are never OK on the dance floor. You should avoid "moshing, bumping, grinding [and] hooking up," according to Jacobs. "There's no room for TMI and PDA on the dance floor." It's best to "keep it PG... and if you want to sneak a kiss with your sweetheart (or the new guy you met at the singles table) find a room."


Looking for something to do this week? From a classical music concert to a mobile phone workshop, here are some solid options to help you get out and about in the days ahead. Hoodline offers data-driven analysis of local happenings and trends across cities. Links included in this article may earn Hoodline a commission on clicks and transactions. A Celebration from Bach to Thomas From the event description: Join First United Methodist Church of Orlando for its final concert of the season. 'Love, Joy & Faith: A Celebration from Bach to Thomas' will feature Dr. André J. Thomas' new major work, a gospel Mass performed by the Garden Choir and Voci del Cuore. This program of beautiful choral music will be under the direction of Dr. Jeffery Redding and Christine Le, with pianist Ledean Williams and a professional chamber orchestra. When: Monday, May 13, 7-9 p.m. Where: First United Methodist Church of Orlando, 142 E. Jackson St. Admission: $15 (General Admission); $5 (Students [K-12]) Click here for more details, and to get your tickets Healthcare Professionals Networking Mixer From the event description: Calling all healthcare professionals and businesses! Come out to Harry Buffalo and enjoy a night of networking and fun with other healthcare professionals and businesses from all around the Orlando area. Free admission with light appetizers and happy hour drink specials provided. When: Tuesday, May 14, 5:30-9 p.m. Where: Harry Buffalo, 129 W. Church St. Admission: Free Click here for more details, and to get your tickets Launch Your Travel Career with Expedia From the event description: Plan to attend this event to learn more about becoming a vacation consultant with Expedia CruiseShipCenters. Now is the time to turn your love for travel into an exciting new business navigating spectacular vacation experiences. When you join the Expedia family and its network of more than 6,000 vacation consultants, you'll enjoy ongoing support from a franchise owner in your area and the freedom that comes with building your own travel business. When: Tuesday, May 14, 6-8 p.m. Where: Orange County Library System-Southeast Branch, Meeting Room 2, 5575 S. Semoran Blvd. Admission: Free Click here for more details, and to get your tickets Trek Travel Night From the event description: Join Trek Travel as it teams up with David's World Cycle for an evening dedicated to dreaming about where your bike will take you next. There is a Trek travel trip for every rider level, from experiencing the scenic wine country of France to multisport adventures in our beloved national parks. The event will include a presentation and Q&A session with a Trek Travel representative, refreshments and appetizers, raffle prizes and a Trek Travel coupon for up to $200 off your next cycling vacation. When: Tuesday, May 14, 6:30-8 p.m. Where: David's World Cycle, 2517 Edgewater Drive Admission: Free Click here for more details, and to get your tickets Mobile Boomer Workshop From the event description: On Wednesday, attend this free hands-on tech workshop for folks 55 and over. You'll learn how to make the most of your mobile device, working with personalized coaches who will answer all of your questions. It's a fun and non-intimidating way to maximize what you can do with your phone. It will also be personalized to what you would like to know about your device. When: Wednesday, May 15, 11 a.m.-12 p.m. Where: Verizon, 12701 Narcoossee Road Admission: Free Click here for more details, and to get your tickets This story was created automatically using local event data, then reviewed by an editor. Click here for more about what we're doing. Got thoughts? Go here to share your feedback.


After extending Joel Armia earlier today, the Montreal Canadiens announced they've come to terms with Artturi Lehkonen on a new two-year contract. The deal will carry an average annual value of $2.4M but, unlike Armia, will leave Lehkonen as a restricted free agent in 2021. Lehkonen hasn't been able to quite replicate the 18 goals he recorded as a rookie in 2016-17 but was still a valuable part of the Canadiens' attack last season. Setting a career high with 31 points in 82 games, Lehkonen also increased his physical play and became a key part of the penalty kill. At his best when lined up against the opponent's top scorers, Lehkonen can be an unrelenting forechecking presence when he wants to be. While he may still face some of the inconsistency issues that many young forwards do, there's also real upside if given a more offensive role down the line. That offensive role is likely what he has his sights set on as he signs for just two seasons, hoping to make even more on his next deal after a breakout year. The question is whether he'll get that opportunity with other forwards like Jonathan Drouin and Tomas Tatar eating up the offensive zone time and power-play chances. Still, for the Canadiens his value is obvious as a middle-six player capable of lining up against anyone on the other team and contributing some secondary scoring. A $2.4M cap hit is more than reasonable for the team using him in this role, especially given the goal-scoring upside he's shown in the past. Montreal now has just Charles Hudon and Michael McCarron left to sign as restricted free agents and close to $6M to do so (based on a 23-man roster). That leaves the Habs more than enough wiggle room to continue searching the free agent market for an upgrade or take on salary in a trade.


The Grizzlies officially introduced their next head coach Wednesday. Taylor Jenkins will be the head man for Memphis after spending six seasons under Mike Budenholzer in Atlanta and Milwaukee as an assistant coach. The Bucks had the best record in the league, while Giannis Antetokounmpo transformed into an MVP candidate this season. Jenkins also spent five seasons with the Austin Toros, San Antonio's G-League affiliate. He was head coach for a season after serving four years as an assistant coach. Jenkins also interned for the Spurs in their basketball operations department, and he'll bring that front office experience to the Bluff City. "We wanted someone who had incredible basketball acumen, but also the ability to connect with people," Zach Kleiman, Memphis' EVP of Basketball Operations, told reporters. "Some of the things that he showed us and some of the things he incorporated into his style, I think, best suits the players we have and the players we're trying to build around and the players we want to have here in a Memphis uniform," added Tayshaun Prince, Memphis' VP of Basketball Affairs. "I thought it blended well, I thought it fit great." After being a perennial playoff contender for most of the decade, the Grizzlies suffered back-to-back losing seasons, including a 33-49 campaign last season. The Grizzlies, who are reportedly exploring trade deals for veteran guard Mike Conley, are rebuilding, and Jenkins will be expected to develop Memphis' young talent. That starts with big man Jaren Jackson Jr. The rookie averaged 13.8 points and 4.7 rebounds per game in 58 contests prior to getting injured and being shut down for the remainder of the season. Jackson became the second rookie in NBA history to record at least 13.5 points and 4.5 rebounds per game while shooting at least 50 percent from the floor and 35 percent from deep. The other player: Hall of Fame center Arvydas Sabonis. Luckily for Jenkins, Jackson's all-around game makes him an ideal building block for Memphis in today's NBA. "He's one heck of a player," Jenkins said regarding Jackson. "He's got so many tools, offensively and defensively, to be a stud." The Grizzlies also hold the No. 2 overall pick in the 2019 NBA Draft, something Jenkins said made the job appealing. Memphis is reportedly set to take PG Ja Morant with the selection, according to Stadium NBA Insider Shams Charania. "We want to get the greatest competitor," remarked Jenkins. Morant, the overlooked recruit who exploded while at Murray State, fits that bill. He's also the perfect floor general for the style of play that Jenkins wants to bring to the Grizzlies. "I think as a team   philosophically   defense is going to be a priority for us," said Jenkins. "We want to be the most competitive, most unselfish and most together team that we can be." And with Jackson Jr. and Morant leading the way for the new-look Grizzlies, Jenkins has the building blocks necessary to construct his ideal squad. MORE: College Basketball Preseason Top 25: Kansas Jumps Michigan St. for #1 Spot The post Grizzlies Introduce Taylor Jenkins as Head Coach appeared first on Stadium .


Dion Jordan is being suspended 10 games for violating the PED policy by taking Adderall. But the former No. 3 overall draft pick tells me he remains committed to his sobriety, and football. https://t.co/fymyp2J1wv - Tom Pelissero (@TomPelissero) May 14, 2019 Former Seattle Seahawks defensive end Dion Jordan, who is a free agent, is facing a 10-game suspension from the league for use of the drug Adderall, according to a report from NFL Network's Tom Pelissero. Jordan previously had an exception from the NFL to take Adderall for his prescribed attention-deficit/hyperactivity disorder, but his therapeutic use exemption had expired, leading to the suspension. "I made a mistake," Jordan told Pelissero by phone on Tuesday. "I feel like the person that I am, I'm ready to move forward, I've been ready to move forward, with this specific issue. I've been working really hard with myself outside of football, and I can see the progress as a young man, as Dion Jordan, I can see it." Jordan was previously suspended for four games in 2013, and multiple positive tests after that led to a full-season suspension in 2015. Since then, Jordan vowed to get sober, which he said he has been for more than two years. MORE: NBA Free Agency 2019: The top players This video from behind the bench might be the best view of Kawhi Leonard's buzzer-beater Report: Chicago Bulls could offer top-6 pick for Lonzo Ball in trade Giants' Daniel Jones opens voluntary workouts as QB3 Some NBA Player DMed Colin Cowherd to Say Kevin Durant is Making Calls About the Knicks


It's all fun and games until you accidentally incite a giant mob to raid a top-secret military base. The internet has been buzzing with excitement about a Facebook event entitled, "Storm Area 51, They Can't Stop All of Us," with 1.6 million people having clicked "Going" and another 1.2 million have indicating they're "Interested" on the event page. Hitherto cloaked in mystery, the man behind the legend has stepped forward. On June 27, Matty Roberts, who lives in California, created the Facebook page as a joke, not realizing that millions would rally behind his battle cry to "see them aliens" at the Air Force facility in Nevada. Most, but not all, knew the desert congregation scheduled for September 20 was in jest, as the page included instructions such as "If we naruto run, we can move faster than their bullets. Let's see them aliens." (For the uninitiated, "naruto run" is a reference to a type of running in a popular anime show.) The creator is afraid the FBI may knock on his door "I waited for like three days and there were like 40 people and then it just completely took off out of nowhere," he told CNN affiliate KLAS-TV in Las Vegas. "It was pretty wild." Roberts told KLAS he'd declined interviews as interest was skyrocketing because he thought if he revealed his identity he might have FBI agents showing up at his door. "I was just like, the FBI's going to show up at my house and it got a little spooky from there," he said. Roberts said he came up with the idea for the meme page after podcaster Joe Rogan interviewed Area 51 whistleblower Bob Lazar and filmmaker Jeremy Corbell. Lazar claims that he worked with an alien spacecraft while he was employed in one of Area 51's underground facilities. Before coming out to KLAS, Roberts communicated with NPR via Facebook messenger under the pseudonym Val. "I just thought it would be a funny idea for the meme page," he wrote. Roberts/Val also said that, although he doubted he'd have an actual army gathered to run into Area 51 this September, he'd been in touch "with some pretty great people" to plan a safer, yet still out-of-this-world desert event. For its part, the Air Force told the Washington Post that Area 51 is an "open training range for the U.S. Air Force, and we would discourage anyone from trying to come into the area where we train American armed forces." CNN has also reached out to Roberts to talk more about his online sensation and how he might wield his newfound following. We'll let you know when we make first contact.


CONCORD, N.C.   Christopher Bell will start first in today's Xfinity Series race at Charlotte Motor Speedway. Bell won his third pole of the season with a speed of 184.313 mph. His previous poles were at Texas Motor Speedway and ISM Raceway. The top five is completed by Cole Custer (183.187 mph), Tyler Reddick (182.192), Austin Dillon (181.659) and Brandon Jones (181.610). Justin Haley will start 35th after an axle broke on his No. 11 Chevrolet in the middle of his qualifying run. Ross Chastain did not finish his qualifying run after experiencing an electrical problem in the ignition on his No. 4 Chevrolet. He will start 37th out of 38 cars. The Alsco 300 is scheduled to start at 1:16 p.m. ET on FS1. Click here for the starting lineup. All hands on deck in the No. 11 garage stall. @Justin_Haley_ had an axle issue during qualifying. We are working on it and will be good to go for the #Alsco300 ! pic.twitter.com/Yy8yu8G1S6   Kaulig Racing (@KauligRacing) May 25, 2019 Check back for more.


WASHINGTON   The Pentagon's glitch-prone, $2.7 billion system of radar-equipped blimps   designed to safeguard the nation's capital against cruise missiles and other airborne threats   has long been a source of frustration to military leaders. A month ago, it became a punch line. One of the pilotless JLENS blimps broke loose from its mooring in Maryland on Oct. 28 and flew for 150 miles, disrupting civil aviation and damaging power lines with its mooring cable before coming to rest in rural Pennsylvania. Fugitive Edward Snowden, Sen. John McCain, R-Ariz., and others lampooned the troubled JLENS system on Twitter. At a Republican presidential debate the same night, former Arkansas Gov. Mike Huckabee ridiculed the runaway blimp on national TV as "basically a bag of gas that cut loose, destroyed everything in its path, left thousands of people powerless." "But they couldn't get rid of it," Huckabee said, "because we had too much money invested in it." Huckabee's gibe reflected a stubborn truth: the difficulty of killing even deeply flawed defense systems once they have acquired constituencies in Congress and the military. Congress faces a Dec. 11 deadline to cut $5 billion from President Barack Obama's proposed military budget, and some programs are at risk. But lawmakers from both parties are standing behind JLENS, despite its well-documented deficiencies. The Los Angeles Times sought comment on the fate of JLENS from all 35 members of the defense appropriations subcommittees in the House and Senate. None voiced opposition to continued funding. Several key lawmakers said through aides that they would not decide the system's fate until the Army has completed its investigation into the cause of the unmooring. Since the inquiry is expected to last months, a decision to await its conclusion is a decision to keep taxpayer money flowing to the program. JLENS   short for Joint Land Attack Cruise Missile Defense Elevated Netted Sensor System   was intended to protect U.S. troops in combat and American cities and towns by providing early detection of low-flying threats. The system, developed by Raytheon Co., has been dogged by delays and technical problems since the Army awarded the first contract in 1998. In tests, the blimp-borne radar has struggled to track flying objects and to distinguish friendly aircraft from threatening ones. A 2012 report by the Pentagon's Operational Test and Evaluation Office faulted the system in four "critical performance areas" and rated its reliability as "poor." In its most recent assessment, in 2013, the agency again cited serious deficiencies and said JLENS had "low system reliability." For some, JLENS' continued survival defies understanding. In a Nov. 19 essay posted on the website of the nonprofit Project on Government Oversight, former Marine officer Dan Grazier wrote, "It is unclear what, if anything, can actually kill this program." Obama's proposed defense budget includes money to preserve JLENS' last lifeline: a three-year trial run, or "operational exercise," in the skies above Washington. The exercise began in December and is expected to cost an estimated $50 million a year. Two top Republicans, Senate Majority Leader Mitch McConnell of Kentucky and Sen. Thad Cochran of Mississippi, declined through spokesmen to comment on JLENS funding. Cochran is chairman of both the Senate Appropriations Committee and its defense subcommittee. A senior Democrat on the same two panels, Sen. Barbara A. Mikulski of Maryland, has been one of JLENS' most influential supporters. The operational exercise is based in her state, at the Army's Aberdeen Proving Ground. Maryland is also home to TCOM LP, which makes the blimps and related ground equipment as a subcontractor for Raytheon. The day after the runaway blimp cut its path through Maryland and rural Pennsylvania, Mikulski sent Defense Secretary Ashton Carter a letter saying she was "deeply concerned" about the episode. She asked military leaders to "determine whether operational testing for JLENS should continue." Yet for now Mikulski favors continued funding, according to those familiar with her thinking. Another Maryland Democrat, Rep. C.A. Dutch Ruppersberger, serves on the House defense appropriations subcommittee, and his district includes Aberdeen Proving Ground. When the Army decided to base the operational exercise at Aberdeen, Ruppersberger put out a news release saying the trial run "will generate about 140 jobs" for the area and "have a domino effect on our local economy." "The JLENS workers will be buying homes, shopping in our grocery stores and eating in our restaurants," the statement said. Asked where Ruppersberger stands now on JLENS, aide Jamie Lennon said by email: "We think we need to allow the Pentagon to complete its investigation into the unmooring before any decisions are made regarding the program's future." As for the economic benefits of JLENS, Lennon called the effect on Ruppersberger's district "minimal," adding: "While we do whatever we can to help create and support jobs in the district, citizen safety comes first." JLENS has supported hundreds of blue- and white-collar jobs in California, Massachusetts, Maryland, North Carolina, Texas and other states   helping to ensure a wide base of congressional support. Raytheon, the program's prime contractor, is a reliable source of campaign money. The company is one of the world's largest defense contractors and reported net sales of nearly $23 billion last year. From 1999 through September of this year, its political action committee and employees donated a total of $1.6 million to the campaigns of Congress members now serving on the defense appropriations subcommittees in the House and Senate, federal records show. Among those 35 members, the top recipient of Raytheon money, with $107,000 in total donations, was Sen. Jack Reed, a Rhode Island Democrat. In addition to his subcommittee seat, he is the ranking Democrat on the Senate Armed Services Committee. Reed's spokesman, Chip Unruh, said that the senator is not swayed by donations and that he "votes on the facts and what he believes is best for his constituents." Regarding Reed's position on JLENS funding, Unruh said, "We're waiting for the investigation to be completed before making a decision." The top recipient of Raytheon-affiliated campaign funds among House appropriators was Ruppersberger. He has collected $91,250 since he was first elected to Congress in 2002, according to federal campaign finance data posted by the nonpartisan Center for Responsive Politics. Ruppersberger's spokeswoman said that "political contributions have no bearing now or ever on the congressman's policy decisions." A Raytheon spokeswoman said the company would have no comment until the Army had completed its investigation. Yet Raytheon wasted no time in trying to shore up support for the program when the blimp broke free last month. A Capitol Hill aide, speaking on condition of anonymity, described receiving a call from a Raytheon lobbyist on Oct. 28, while the blimp was still on the loose, asserting that the mishap was not Raytheon's fault. The 242-foot-long JLENS blimps are designed to operate in pairs, at altitudes up to 10,000 feet. One blimp's radar would search widely for threats. The other's would focus narrowly on airborne objects and transmit "fire control" data on their location, speed and trajectory. U.S. fighter jets or ground-based rockets would use the data to intercept or destroy an intruder deemed threatening. After years of frustration with JLENS, top Army brass tried to kill the program in late 2010. By then, the Pentagon had spent more than $2 billion and did not have an operational system to show for it. As the Times revealed in an investigation published in September, advocates for JLENS, notably Marine Corps Gen. James E. "Hoss" Cartwright, then vice chairman of the Joint Chiefs of Staff, saved the program in 2011 by arranging for the operational exercise   promoted as a way to help protect the nation's capital. Cartwright retired the same year   and joined Raytheon's board of directors five months later. From 2012 through 2014, Raytheon paid him more than $828,000 in cash and stock for serving as a director, Securities and Exchange Commission records show. Last spring, JLENS suffered a major embarrassment when a postal worker flew a small rotary-wing aircraft through Washington's highly restricted airspace as a political protest, landing on the West Lawn of the U.S. Capitol. The single-seat craft was just the kind of tree-skimming intruder JLENS was designed to detect. Yet the system was not working; software problems with the "fire control" radar had grounded one of the blimps. It was against that backdrop that a JLENS blimp broke loose Oct. 28, dragging its 6,700-foot Kevlar mooring cable behind it. The cable knocked out electricity to 35,000 Pennsylvania residents. F-16 fighter-jets were scrambled to track the blimp. It came to rest in high trees in Moreland Township, Pa. The next day, at the military's request, six state troopers with shotguns unleashed "a barrage" at the tattered blimp to drain its remaining helium, said State Police Capt. David Young. "No one had ever seen anything like this," said Frederick Hunsinger, public safety director for Columbia County, Pa., recalling the hundreds of phone calls his department fielded after the renegade blimp appeared in the sky. "It just kind of descended on us."


Left for dead, this wagon has a new lease on life. Just about every gearhead has dreamed of finding a dusty old classic car they lovingly bring back from the dead. It's a great fantasy of bringing out the value of something someone else has essentially thrown away. Even the first Fast & Furious movie plays off this emotion. Tom Cotter of Barn Find Hunter gets to do a lot of amazing things, and in Episode 60 he restores a car he found back in Episode 34 rotting in a Texas junkyard. The car in question is a two-door 1960 Ford Country Sedan . It was sitting on a lot with plenty of other promising classics, mostly Fords, which had been used as parts donors. Something drew Tom to that particular Ford, which he quickly realized had good bones and excellent paint under a thick patina. To give viewers a taste of what it's like to find an old car that's been neglected and bring it all the way back to its former glory, Hagerty and Tom decided to buy the Country Sedan and give it a full restoration. Fortunately, most of the parts needed were already in the yard, thanks to the Ford collection that had accumulated. Viewers should be impressed by the results. While Tom had plenty of help, which accelerated the project greatly, it shows what patience, skill, and determination can do when you have an old classic which looks like junk but has potential. Among the incredible details is the fact they didn't have to repaint the Ford at all. It shines almost to perfection now, demonstrating that a quality paint job can live on for quite some time. The wagon was engine-less before, but now it's powered by a 390ci V8 with about 325 horsepower on tap. If you're starting a project or are in the middle of one and you're feeling frustrated, this episode of Barn Find Hunter is quite inspirational. Just remember you're helping to preserve automotive history and saving a cool car from being crushed. Follow MSN Autos on Facebook and Twitter


Video by GoBankingRates Wouldn't it be nice to reach retirement with $1 million in your savings ? More Americans are achieving that big, round goal -- and you could be among them. Nearly 12 million U.S. households have net worth of at least $1 million, according to Spectrem Group , and another 31.2 million are knocking on the door, with wealth in the hundreds of thousands of dollars. The good news is that retiring as a millionaire is an achievable goal. But it takes hard work and smart financial moves. No matter where you are in your saving and investing journey, these 10 steps will up your millionaire potential. 1. Invest early and often Investing is key to reaching your million-dollar savings goal   and the sooner you start, the better. "On average, millionaires invest 20% of their household income each year," writes personal finance adviser Ramit Sethi in his book, I Will Teach You to Be Rich . If you can't invest that much, then start smaller. Choose a percentage of your income and invest it regularly   every month or every paycheck   using automatic withdrawals from your bank account. Consider investing through an automated investing service, which will do the heavy work for you. Auto-investing puts your money into a diversified portfolio with just the right amount of risk, and uses computer algorithms to protect you from market hiccups. You just sit back and watch your savings grow. 2. Open a 401(k) and get your employer match An employer-sponsored 401(k) retirement savings plan is a great way to grow your savings. You choose a percentage of pretax income to be deducted from your paychecks and transferred to your 401(k). There, the money is put into mutual funds and other investments. Ideally, your employer will match a portion of what you invest, essentially doubling some of your savings. Ask human resources about the retirement plan where you work, and start building your fortune. 3. Be wise with debt Debt is a part of life   but some debt is better than other debt. "Good debt" will ultimately benefit you financially; examples include student loans and mortgages. Good debt often comes with lower interest rates, so you can pay off what you owe without incurring costs. You take on "bad debt" for things that won't increase your wealth and have no lasting value. Credit cards can be a form of bad debt, which tends to come with higher interest rates and can mess with your credit score. Avoid bad debt: Use credit and short-term loans sparingly, and pay off those bills as quickly as you can. 4. Pay attention to your credit score Your credit score is the most important piece of financial information available about you. This three-digit number signals to potential lenders whether you are likely to repay loans on time, make late payments or default. The higher your credit score, the more likely you are to be approved for lower interest rates, which can save you loads of money in the long run. You have several ways of obtaning a free credit score , including from most credit card issuers. Generally, a score of 700 or above is good, and a score of 800 or better is excellent   so aim high! Boost your score by keeping credit balances low and paying your bills on time. 5. Ask for a raise Raises aren't always automatic   and there's no way to save $1 million without ever earning more money. Check the websites Glassdoor and PayScale to find the average salary for workers in your field. Compare it to your salary and work experience. Are you being paid what you're worth? If not, then it's time for action. Compile a list of reasons why you deserve a raise, and present it to your boss. If the boss says no, then it might be time to take your skills and talent elsewhere. Research from Forbes found that employees who stick with the same company for more than two years get paid at least 50% less over the course of their careers. 6. Snag a side gig Even after you finally land that well-deserved raise, look for other sources of income. The more you have to invest, the faster you'll reach $1 million. Seek out opportunities to make extra cash, whether it means working freelance in your field or picking up a side gig in a different industry altogether. Many people use a second job as a creative outlet. If you're crafty, you can open an Etsy store and sell your work. Or, you could make money driving people on your own schedule with Uber. If you like animals, you can sign up with Rover.com and moonlight as a dog walker or pet sitter. In the gig economy, the options are almost endless. 7. Say no to fees Fees are like flesh-eating bacteria to your savings. The banking app Chime found the average U.S. household pays $329 per year in bank fees, and the public policy group Demos says investment fees eat up as much as one-third of retirement returns. Fortunately, you can inoculate yourself against fee outbreaks. Look for banks offering free checking and other accounts without monthly or other fees. Low-cost online banks and some traditional banks advertise no hidden fees and even no overdraft fees. Retirement savers and other investors who shop around will find online brokers and automated investing services with lower fees than traditional brokerage firms. 8. Live below your means Interviews with millionaires show that frugality is one of the most common traits shared by people who stay wealthy for life. On their way to the top, millionaires are often likely to drive second-hand cars, buy small houses and purchase only as much clothing and other goods as they need. As they begin to earn more, they don't spend more   instead, they invest more in stocks, businesses or themselves (maybe by taking classes). They live below their means, and you should, too. To grow your money like a millionaire, review your spending habits and decide what you truly need and what you can do without. As you cut costs, put more money into investments or a high-interest savings account . 9. Invest in real estate Investments in commercial real estate have tended to perform at least slightly better than stocks (as measured by the S&P 500) over the last 15 to 20 years. To get into that game, you don't need to take out a second mortgage to buy commercial space   and then find a business that will rent it. Instead, you might invest in real estate through a crowdfunding arrangement. To reduce risk, choose a reputable crowdfunding investment firm to ensure you put your money into legitimate projects that will actually get built. Companies such as RealtyMogul and Fundrise carefully vet both commercial and residential properties and allow investors with as little as $1,000 to invest in developments and earn a passive income. 10. Fight the urge to buy stuff Saving $1 million doesn't mean living like a hermit and not spending beyond the bare essentials. The trick is to carefully consider how to spend your money to get the most reward. In a famous study that spanned 20 years, Cornell University psychology professor Thomas Gilovich found that spending on experiences tends to bring more happiness than buying more things . When you buy stuff, you eventually get bored with it and want to buy new stuff, Gilovich found. But experiences become a lasting part of your identity. Desperate to have the latest gadget? You'll want to replace it before long, but a vacation with your favorite people or your significant other will create life-long memories. Maybe you'd better start saving for that dream trip today.


Darrell Henderson doesn't have a single rushing yard yet in the NFL, but he joins the Los Angeles Rams with quite the list of accolades. He was an explosive playmaker at Memphis, averaging 8.2 yards per carry in his career with 3,545 yards rushing in three seasons. Those numbers and his big-play ability helped him get drafted 70th overall despite being undersized for the position. His 8.2 yards per carry is the highest mark in NCAA history, while Henderson also ranks second on Memphis' all-time rushing list behind only former Carolina Panthers RB DeAngelo Williams (6,026 yards). His record-setting ways began well before college, too. He was a standout in youth and high school football before getting to Memphis. "Well, I played Pee Wee ball and little league, and broke records in little league," Henderson told Myles Simmons of the Rams' official site . "Then I got to high school - I broke records in high school. Then I went to Memphis and I got records there. And it's just been a humbling experience, and it just goes to show that hard work pays off." It's impossible for someone not to be proud of feats like the ones Henderson has accomplished, but he's not going to let it get to his head. He's entering the NFL with a clean slate and no ego whatsoever. After all, the NFL is filled with players who stood out in high school and college. "I mean, it's good. It's a special opportunity, and it's a great opportunity," Henderson said. "But at the end of the day, I've flushed everything and try to stay focused because it's easy to get big-headed and start messing up, and lose all the opportunities that you could have." As a rookie, Henderson will back up Todd Gurley and compete with Malcolm Brown and John Kelly for snaps at running back. MORE: 2019 Preakness Stakes post positions and odds Teams are 'a great deal more wary' about signing Kyrie Irving Did the Raiders steal the best fullback in the 2019 NFL draft? NBA Free Agency 2019: The top players Darron Lee's enthusiasm for joining the Chiefs is infectious


More than half of 26 general, acute-care hospitals in or near San Francisco earned mediocre or poor grades for keeping patients safe, according to new research. The Leapfrog Group, a national nonprofit organization that assesses hospital safety performance, released its 2019 findings Wednesday for 2,600 hospitals across the country, assigning them A through F letter grades. The researchers looked at inadequate safety procedures, incidence of deadly infections and medical mistakes, such as leaving a sponge or a clamp in a surgery patient. We wanted to see how local hospitals in the report compared, so we chose those in a 25-mile radius of downtown San Francisco. Of the 26 hospitals, six received A's, four got B's, 12 C's and four were marked D's. None earned a failing grade. When compared to "A" hospitals, patients receiving care at "D" hospitals faced a 92 percent greater chance of avoidable death, according to Leapfrog. For "C" hospitals the risk was 88 percent greater. "B" hospital patients faced a 35 percent greater risk. "These are the avoidable deaths   the deaths that are accidental or the result of a mistake made in the hospital," Leapfrog CEO Leah Binder told USA Today . "It doesn't matter how sick you are   the surgeon and operating room team shouldn't be leaving sponges or surgical tools in you." The Centers for Disease Control and Prevention notes that at any given time, about one out of 31 patients in a hospital has an infection caused by a hospital or other health-care provider. Overall, the marks for San Francisco-area hospitals declined since Leapfrog's 2017 report. Twelve hospitals declined by one grade and three dropped two grades. Seven remained the same. Most-improved awards went to St. Mary's Medical Center in San Francisco, Seton Medical Center in Daly City and Kaiser San Leandro, each up two grades. To see all the rankings of all 26 hospitals, check out the gallery. Besides their letter grade, we included each hospital's results in three sample categories (Leapfrog uses a total of 28 safety measures in compiling its findings): Methicillin-resistant Staphylococcus aureus (MRSA) infection, an infection often contracted during hospital stays; Death from treatable serious complications (deaths per 1,000 people who had complications); Dangerous bed sores (per 1,000 patients discharged). Critics of Leapfrog's survey claim the results are skewed because low-scoring hospitals in poor areas often have a less healthy clientele than that of hospitals in affluent communities. But Leapfrog maintains that some of its measurements, like hospital infections, are risk-adjusted to reflect patient sickness levels. RELATED: The longest (and shortest) ER waits at SF-area hospitals Nationally, an estimated 160,000 people die each year from avoidable medical errors. That's down from an estimated 205,000 avoidable deaths in 2016, according to Leapfrog. Leapfrog only measured hospital safety, not quality. For example, a hospital could have the top cardiothoracic surgery team in its region, but still receive low marks because of its safety track record. --- Read Mike Moffitt's latest stories and send him news tips at moffitt@sfgate.com . Start receiving breaking news emails on wildfires, civil emergencies, riots, national breaking news, Amber Alerts, weather emergencies, and other critical events with the SFGATE breaking news email. Click here to make sure you get the news.


A federal appeals court in New Orleans heard oral arguments on Tuesday in the lawsuit challenging the constitutionality of the Affordable Care Act now that Congress has zeroed out the law's penalty for individuals who fail to buy insurance. Legal experts, including those who oppose the health care law, have been skeptical about the merits of the suit, but two Republican-appointed judges on the three-member appeals court panel questioned whether Obamacare should be allowed to stand. If they uphold a lower court ruling invalidating the law in its entirety, the decision would almost certainly bring the ACA back before the Supreme Court   but it could push the messy U.S. health care system into even greater chaos , creating widespread uncertainty for millions of Americans who stand to lose coverage. "It's not just that 21 million people would probably lose health insurance, or that 133 million Americans with pre-existing conditions would lose their protection. Those effects would be the major focus of attention if the Affordable Care Act were to be struck down," writes Margot Sanger-Katz at The New York Times . "But the law was much, much broader, affecting a wide range of health programs, even some areas you might not think of as related to health. Overturning the entire law would mean all of its parts, in theory, would go away at once." In other words, President Trump and the GOP should be careful what they wish for. "If Trump gets what he's hoping for in New Orleans, there's a strong argument to be made that the president will be like the proverbial dog that catches up with the truck," The Washington Post's James Hohmann writes . "Health care   the issue that dogged Republican candidates in the 2018 midterms more than any other   would almost certainly take a starring role in the 2020 campaign. The Supreme Court would probably then hear an appeal, in which [Chief Justice John] Roberts would probably again cast a deciding vote   one way or another   in June of an election year." Republicans are already squirming uncomfortably about the prospect of having the health care issue thrown back in their laps. Hohmann and others pointed out that Senate Majority Leader Mitch McConnell refused to say Tuesday whether he supports the legal challenge against the ACA, instead emphasizing that, if the law is struck down, GOP lawmakers would act quickly to restore protections for patients with pre-existing medical conditions. But as Bloomberg's Sahil Kapur points out in a tweet , "This sounds fairly starry-eyed when 1) there's no plan, 2) ACA battle is rooted in a partisan dispute over how to handle preex conditions." Like what you're reading? Sign up for our free newsletter .


Bill Belichick wanted the New England Patriots to have some fun. The coach canceled the final two sessions of organized team activities on Monday and Tuesday. Instead, the team played paintball on Monday. Here's a look at a photo of some of the team's players in paintball outfits. (It's worth noting that Nate Ebner, who has not participated in practice, appears to have taken part in the paintball game.) From football to paintball Shout out to the winning squad from yesterday's #BostonPaintball trip. pic.twitter.com/nmhsekHqzz - New England Patriots (@Patriots) June 11, 2019 Update! The Patriots went paintballing today. - Jeff Howe (@jeffphowe) June 10, 2019 The Patriots did something similar in 2018, with Belichick setting up lawn games for his players at Fenway Park. MORE: Most bizarre and incredible catches by fishermen in past decade 2019 aggregate mock draft 9.0: First look after withdrawal deadline Packers rookie CB Ka'dar Hollman impressing early with press coverage Warriors superstar Kevin Durant will have MRI in New York Pete Carroll: Nobody is in better shape than Chris Carson


The Colts have high hopes for this season. How high? Owner Jim Irsay isn't afraid to put the Super Bowl out there as the goal. "This team is one of the best teams that I've had the privilege to bring to our fans," Irsay said Saturday, via Joel Erickson of the Indianapolis Star . " It honestly matches some of those days of Peyton [Manning], Edgerrin [James], Reggie [Wayne], all of those guys." The Colts' last Super Bowl title came in Miami when Indianapolis beat the Bears in XLI to end the 2006 season. Super Bowl LIV is in Miami in February. Irsay knows first hand it takes more than talent to win a Vince Lombardi Trophy, remembering the 2009 team that lost to the Saints in the Super Bowl after going 14-2 in the regular season. "You have to have confidence, but it's tempered by the fact that there is so much that has to happen," Irsay said. "What I'd like to see us do, and it's not an essential, but it certainly would be helpful, is to see this team get home-field advantage. You're two games away from the Super Bowl, both games at home. That is a huge advantage." The Colts, though, appear built to contend for awhile, with their window wide open. Franchise quarterback Andrew Luck is only 29, and the Colts have other elite, young talent on both sides of the ball. "I couldn't be more excited," Irsay said. "Andrew's in that sweet spot for him, age-wise, and there's really not a lot of weakness with the roster."


The Kevin Durant free agency sweepstakes have become murky because of his devastating Achilles injury in the NBA Finals, but one of the offseason's most ambitious teams might become a factor in his recruitment. On Friday, ESPN's Brian Windhorst reported that, while the New York Knicks could not be ruled out, the Brooklyn Nets are "gaining confidence" that they could recruit Durant, adding that he has heard from some within the NBA that they could be considered the frontrunners. "The Nets are gaining confidence that they can pull this off," Windhorst said in an appearance on ESPN's "The Jump." "They're continuing to make moves   they've made three moves in the last week. They're right there for a second slot." When co-host Kendrick Perkins said he believed the Nets were the frontrunner for Durant, Windhorst added that some inside the NBA believe that to be the case as well. "He is not the only person involved with the NBA who has told me exactly that," Windhorst said. The Nets are widely considered the front-runners to sign Kyrie Irving in free agency, but it has been suggested that they wouldn't want to sign him unless they could bring in a second star . Durant would certainly fit that bill, and perhaps the Nets have that in mind as they make their summer plans. Related slideshow: Top picks of 2019 NBA Draft (provided by imagn)


CHICAGO   The family of the woman who was shot and killed while protecting her baby is suing the city of Chicago. Police are investigating the leak of surveillance video that shows 24-year-old Brittney Hill fatally shot as she shielded her child from gunfire. In the video, Hill is seen holding her 1-year-old daughter when someone in a passing car opened fire. She was shot in the upper torso, according to police, but she was able to protect her baby. Hill's family will announce Thursday they are suing the city for leaking that video on social media and websites. The police department says the video's release was not authorized.     ©2019 WGN-TV, Chicago Visit WGN-TV, Chicago at www.wgntv.com Distributed by Tribune Content Agency, LLC.


Public records showed that ICE asked for scans in Utah, Vermont and Washington. KING 5's Greg Copeland reports.


Let me see ya get low. Wait, you mean there's actually something missing? These breakfast, lunch, and dinner recipes are so good, you won't miss the bread, pasta, or grains at all. Instead, you'll become that person who's always raving about cauliflower. Plus, try our best low carb breakfasts and easy low carb side dish recipes . Burrito Zucchini Boats More meat. Less carbs. Get the recipe from Delish . GET YOURS NOW Delish Cookbook, booksamillion.com Zucchini Lasagna Roll-Ups Your low-carb lasagna dreams have come true. Get the recipe from Delish . Taco Tomatoes These are the prettiest low-carb tacos you'll ever see. Get the recipe from Delish . GET YOURS NOW Delish Cookbook, booksamillion.com Zucchini Sushi These little bites are super refreshing. Get the recipe from Delish . Keto Meatballs A hearty and easy weeknight dinner. Get the recipe from Delish . Sweet Potato Lasagna Who needs pasta when you've got potatoes? Get the recipe from Delish . 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University of Louisville students will pay about 2.5% more for tuition during the 2019-20 annual academic term, and U of L employees will get a modest raise. The changes were included in the new budget the university's board of trustees approved Thursday. The university will spend about $2.6 million on the 2% across-the-board raise it will provide to employees in January 2020. That pay increase is part of the roughly $1.2 billion operating budget the trustees signed off on for the 2019-20 fiscal year, which begins July 1 and also includes the tuition hike. The board voted in favor of the budget Thursday with minimal discussion. The increase in students' tuition as well as their mandatory fees is expected to bring in about $9.2 million in additional revenue, according to a university presentation. It comes on the heels of another tuition increase that was instituted during the current fiscal year, which ends this month. More: Louisville basketball's 'Louisville Live' event returns to downtown in 2019 For in-state students, tuition will go up 2.4%, or $272, for the full 2019-20 year for those at the undergraduate level and will increase 2.5%, or $316, for those in graduate school. In-state students studying at U of L's schools of law, dentistry and medicine will all pay 2.5% more for tuition, which equates to a $546 cost spike for law students, an $840 price hike for dental students and a $994 increase for medical students. Out-of-state students face a 2.5% annual tuition increase regardless of their level of schooling. That equates to paying $676-a-year more at the undergraduate level, $660 more at the graduate level and over $1,000 more for people in Louisville's law, medical or dental schools. There also will be a net increase of $42 per credit hour for students taking online classes at U of L after the university previously went four straight years without any increase in those rates. The university won't make an across-the-board budget cut this time around, but U of L Provost Beth Boehm indicated that it's still grappling with the long-term impact of the 5% reduction it implemented during the current fiscal year. Boehm noted Thursday that Kentucky's state government has continued to cut its financial support for higher education in recent years instead of reinvesting in its public colleges as many other states have, resulting in repeated cost-cutting at U of L. "They just don't value education in this state. Not willing to pay for it," the board of trustees' chairman, David Grissom, added. But Boehm said she and President Neeli Bendapudi felt it was vital to protect U of L's academic departments from further cuts during the upcoming fiscal year. As for the 2% employee raise, Boehm recently said Bendapudi hopes to start with this salary increase next year and then institute a recurring 2% annual raise moving forward. "We do need to invest in our people, and I think that's absolutely critical," Boehm said. The morale among Louisville's faculty and staff has been negatively affected by years of earning noncompetitive salaries and inconsistent raises. According to a university report prepared in 2015, salary levels vary widely depending on whether someone is an assistant, associate or full professor and depending on which department or college employs them. The mean salary overall for professors in the College of Arts and Sciences at that time was about $79,867, while the mean salaries in the business and engineering colleges exceeded $100,000, according to the report. The College of Nursing's overall mean salary was $89,296, while the School of Medicine's was $112,237. Back then, the aggregate salary for U of L overall was about 91% of the aggregate benchmark salary for a group of peer universities used as a point of comparison. Bringing Louisville faculty up to their peers' compensation levels was projected to cost about $11.4 million at that point. Read this: Salary woes, no raises hurting morale at U of L Morgan Watkins: 502-582-4502; mwatkins@courierjournal.com; Twitter: @morganwatkins26 . Support strong local journalism by subscribing today: courier-journal.com/morganw . This article originally appeared on Louisville Courier Journal: University of Louisville raises student tuition, employees get raise