AdiOO7/Bank_Complaints · Datasets at Hugging Face

Instruction stringclasses 1 value	Input stringlengths 11 152	Response stringclasses 9 values
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Collection agency inquires on my credit report without permissible purpose.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	An account is still showing a balance after being paid.	Company believes complaint is the result of an isolated error
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Credit score for Transunion has changed by almost XXXX pointsd and I have paid all accounts on time with no closing of any accounts.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I found that Citi / AAdvantage Platinum Select Card charged me an additional {$0.00} on almost all of my credit card charges in 2015.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have found this on my credit report. I do not know what it is for.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Request a payoff statement on an existing loan	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Bank of America customer service charges and telephone fees and non disclosures and discrimination in lending hold fees	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	They are calling my employer sailing they are XXXX telling my employer false statements ruining my name	Company believes the complaint is the result of a misunderstanding
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I can not access my anual report it says I am not me	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Calling multiple time in a row then sending emails repeatedly	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My insurance company already paid the bill	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This should n't have been placed on my credit, the consumer equipment was returned.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have disputed this debt and asked for verification of my responsibility for the account but never received it.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have sent XXXX a request to investigate some accounts from my credit file and they are not responding.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Please see the attached detailed narrative in RESPA complaint filed with the mortgage servicer	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	They are reporting old debt as new accounts	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The address of : XXXX XXXX XXXX, TN XXXX is incorrect. I have never lived in TN.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Ally Bank does not know how regulates them. I wanted to submit a complaint and they do not have a clue.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Please remove from my credit report.	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Prime Acceptance call all day repeatedly from different numbers.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Experian has fail to delete wrong information on my report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Need to verify debt or have removed from credit report.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	They keep calling me although they have the wrong name. I told them in so many words but they still call.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Wrong address listed on my Trans Union credit report. Never lived at XXXX XXXX in XXXX XXXX Michigan.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX is attempting to recover an already paid for account that I originated with XXXX.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This was an unauthorized charge.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This XXXX account reporting is past the statute of limitations please remove as requested	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	allowing companies without my permission to pull my report	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	There is a civil judgement on my credit file which is not mine	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I 'm a victim of identity theft and someone opened up account in my name that im not responds for.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I did not have the money at the time, but do now and would like to resolve this debt	Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Collection Agency CREDIT MAMAGEMENT COMPANY on behalf Original Creditor XXXX XXXX XXXX XXXX XXXX trying to collect {$250.00} which I do NOT owe.	Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Trans Union is not responding to my requests to investigate and remove some accounts from my credit file that do not belong to me.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I keep getting calls from this number with threats of having me prosecuted and being verbally abusive.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Late fees since XXXX XXXX to XXXX XXXX needs to be review with lender. We believe the late fees are incorrect.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The wrong address in XXXX of my reports I have never lived at	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Company has not provided me with billing statement and description of services.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX did a hard-pull of my credit report with Experian without my express consent. I want this report to be removed from my credit history.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Account information was due to be removed from public record XXXX 2016 and is still on record.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Caller continueso to call at least 3 to 4 times a week asking for personal information. Claiming they represent XXXX.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Bank of America is reporting a charge off for a credit card I have never had	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I was in middle of buying a home and the title company found a judgement against me that was n't on my credit.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Male from collection agency came to my mothers home and issued her paper work regarding my debt..	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I received a letter claiming I owe money, but according to the original company I do not. I believe this is a scam.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Have tried several times to get my credit report to dispute inaccurate information but company refuses to provide online access.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Bank is reordering transactions to cause overdrafts and not processing deposits before withdraws.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I do not agree with the XXXX. Review the attached documents very carefully please.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have been attempting to get a loan modification and I have been unsuccessful with my mortgage company. They refuse to assist me with a modification.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My name is XXXX XXXX. There is a person I am not AWARE of on my account, XXXX XXXX.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Number calls me multiple times a day	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I could not get my report online from XXXX and Experian	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Incorrect information was listed on my report, resulting in the rejection of lease application.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	A short sale request has been placed with US Bank - and they have not made a response in over 30 days	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Usaa. Debt collection tactics with XXXX	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	4 or 5 phone calls a day with no one on the other end of the line	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Personal info stolen fro XXXX. Attempts to get credit cards from companies that I already have an account, caused hard hits on my credit report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Credit is too old .should be removed from my credit after 7-10 years and it has been past that	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I 've checked credit report and noticed I few things I was n't aware of I 've tried to dispute the items but there still there	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	experian reporting a judgement on my credit report this judgement was vacated please remove this asap.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Furnished misinformation being reported by Experian credit bureau which thus has been deleted by XXXX and XXXX.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	TRANSUNION AND XXXX REPORTING INFORMATION NOT MINE.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This is a GAP VISA. I do n't owe them anything. I never opened it.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	do not know why this is on my cr report, do not know this company	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My mortgage company did not pay my property taxes on time.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Telephone numbers listed as XXXX and XXXX have never been associated with me.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This debt is not mine and it 's affecting my credit how can I get this resolved and removed from my credit report..	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Wells Fargo turned me down for a car loan.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	A public record still on my account,, I paid off the balance to full fill the judgement	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I paid off the balance but the account still showing in open/collection status	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Did n't get score	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have not been contacted ... appears on my credit file	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	they are putting my debt on my report. this is not my debt	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	cable i never had and they want me to pay for something i didnt do	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	MY ACCOUNTS ARE ALL LOCKED DOWN AND SAYING THAT I HAVE BEEN MARRIED AND ALSO HAVE A NEW HOUSE I AM RENTING OUT	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have already done a fraud alert I need my report so I can look over it	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX account billing is incorrect, account not mine, in another state, Ohio.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I 'm house wife and not involved husband 's business and Bank of America reported to XXXX with my husband ( complaint number # : XXXX )	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX has misreported my payment history. I have presented to Experian copies of my cancelled checks which they will not acknowledge	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I never file a BK and It was removed from XXXX but is reporting to Experian and XXXX XXXX.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Payday Loan company continually calls my family, they have asked for them to stop calling them.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Called once at XXXX and again	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Ally Financial reported false information about me to multiple credit bureaus.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have a child support claim dating back from XX/XX/XXXX.I am only XXXX, I was born in XX/XX/XXXX.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	After dispute with credit report agency gave me no initial explanation to why I could not view my credit report online.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have an account on my credit report that is not mine XXXX XXXX XXXX	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX is debt collection they keep calling we do n't have any debts we want them to stop calling us	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have contacted several times to advise the debt does not belong to me	Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	BAC loan was signed to rescind BAC stole over {$150000.00}. BAC they broke a dozen Laws ( to me )	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I would like the reported information updated and removed from the report	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	THe debt was paid and they still have it showed as open on my credit report but with a {$0.00} balance.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX XXXX This item does not belong to me, and it keeping me from getting a job.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I applied for a XXXX Credit Card with US Bank with a FICO score of XXXX and wasrejected and I have been treated very unfairly by the bank..	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Please see attached Word document for all complaints against SunTrust Mortgage Co . Thank you.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have filed lawsuits against TransUnion and XXXX. A s a result, these credit bureaus will not supply the required annual report for unknown reasons.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Experian is not responding to my requests to investigate and remove accounts from my credit report that were opened fraudulently.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	they used my house payment to pay escrow, then reported that my house payment was late!	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	first I never ever lived in XXXX, ,Mississipppi . Next I never apply for credit with XXXX Bank	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have never been to this Dr. And they are trying to collect money and they have reported it to XXXX and XXXX.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	i didnt make a inquiry for this bank	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	they are calling numerous times a day.	Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Collection agency inquires on my credit report without permissible purpose.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

An account is still showing a balance after being paid.

Company believes complaint is the result of an isolated error

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Credit score for Transunion has changed by almost XXXX pointsd and I have paid all accounts on time with no closing of any accounts.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I found that Citi / AAdvantage Platinum Select Card charged me an additional {$0.00} on almost all of my credit card charges in 2015.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have found this on my credit report. I do not know what it is for.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Request a payoff statement on an existing loan

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Bank of America customer service charges and telephone fees and non disclosures and discrimination in lending hold fees

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

They are calling my employer sailing they are XXXX telling my employer false statements ruining my name

Company believes the complaint is the result of a misunderstanding

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I can not access my anual report it says I am not me

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Calling multiple time in a row then sending emails repeatedly

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My insurance company already paid the bill

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This should n't have been placed on my credit, the consumer equipment was returned.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have disputed this debt and asked for verification of my responsibility for the account but never received it.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have sent XXXX a request to investigate some accounts from my credit file and they are not responding.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Please see the attached detailed narrative in RESPA complaint filed with the mortgage servicer

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

They are reporting old debt as new accounts

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The address of : XXXX XXXX XXXX, TN XXXX is incorrect. I have never lived in TN.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Ally Bank does not know how regulates them. I wanted to submit a complaint and they do not have a clue.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Please remove from my credit report.

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Prime Acceptance call all day repeatedly from different numbers.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Experian has fail to delete wrong information on my report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Need to verify debt or have removed from credit report.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

They keep calling me although they have the wrong name. I told them in so many words but they still call.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Wrong address listed on my Trans Union credit report. Never lived at XXXX XXXX in XXXX XXXX Michigan.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX is attempting to recover an already paid for account that I originated with XXXX.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This was an unauthorized charge.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This XXXX account reporting is past the statute of limitations please remove as requested

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

allowing companies without my permission to pull my report

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

There is a civil judgement on my credit file which is not mine

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I 'm a victim of identity theft and someone opened up account in my name that im not responds for.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I did not have the money at the time, but do now and would like to resolve this debt

Company disputes the facts presented in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Collection Agency CREDIT MAMAGEMENT COMPANY on behalf Original Creditor XXXX XXXX XXXX XXXX XXXX trying to collect {$250.00} which I do NOT owe.

Company disputes the facts presented in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Trans Union is not responding to my requests to investigate and remove some accounts from my credit file that do not belong to me.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I keep getting calls from this number with threats of having me prosecuted and being verbally abusive.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Late fees since XXXX XXXX to XXXX XXXX needs to be review with lender. We believe the late fees are incorrect.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The wrong address in XXXX of my reports I have never lived at

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Company has not provided me with billing statement and description of services.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX did a hard-pull of my credit report with Experian without my express consent. I want this report to be removed from my credit history.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Account information was due to be removed from public record XXXX 2016 and is still on record.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Caller continueso to call at least 3 to 4 times a week asking for personal information. Claiming they represent XXXX.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Bank of America is reporting a charge off for a credit card I have never had

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I was in middle of buying a home and the title company found a judgement against me that was n't on my credit.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Male from collection agency came to my mothers home and issued her paper work regarding my debt..

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I received a letter claiming I owe money, but according to the original company I do not. I believe this is a scam.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Have tried several times to get my credit report to dispute inaccurate information but company refuses to provide online access.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Bank is reordering transactions to cause overdrafts and not processing deposits before withdraws.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I do not agree with the XXXX. Review the attached documents very carefully please.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have been attempting to get a loan modification and I have been unsuccessful with my mortgage company. They refuse to assist me with a modification.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My name is XXXX XXXX. There is a person I am not AWARE of on my account, XXXX XXXX.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Number calls me multiple times a day

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I could not get my report online from XXXX and Experian

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Incorrect information was listed on my report, resulting in the rejection of lease application.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

A short sale request has been placed with US Bank - and they have not made a response in over 30 days

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Usaa. Debt collection tactics with XXXX

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

4 or 5 phone calls a day with no one on the other end of the line

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Personal info stolen fro XXXX. Attempts to get credit cards from companies that I already have an account, caused hard hits on my credit report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Credit is too old .should be removed from my credit after 7-10 years and it has been past that

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I 've checked credit report and noticed I few things I was n't aware of I 've tried to dispute the items but there still there

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

experian reporting a judgement on my credit report this judgement was vacated please remove this asap.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Furnished misinformation being reported by Experian credit bureau which thus has been deleted by XXXX and XXXX.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

TRANSUNION AND XXXX REPORTING INFORMATION NOT MINE.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This is a GAP VISA. I do n't owe them anything. I never opened it.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

do not know why this is on my cr report, do not know this company

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My mortgage company did not pay my property taxes on time.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Telephone numbers listed as XXXX and XXXX have never been associated with me.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This debt is not mine and it 's affecting my credit how can I get this resolved and removed from my credit report..

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Wells Fargo turned me down for a car loan.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

A public record still on my account,, I paid off the balance to full fill the judgement

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I paid off the balance but the account still showing in open/collection status

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Did n't get score

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have not been contacted ... appears on my credit file

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

they are putting my debt on my report. this is not my debt

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

cable i never had and they want me to pay for something i didnt do

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

MY ACCOUNTS ARE ALL LOCKED DOWN AND SAYING THAT I HAVE BEEN MARRIED AND ALSO HAVE A NEW HOUSE I AM RENTING OUT

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have already done a fraud alert I need my report so I can look over it

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX account billing is incorrect, account not mine, in another state, Ohio.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I 'm house wife and not involved husband 's business and Bank of America reported to XXXX with my husband ( complaint number # : XXXX )

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX has misreported my payment history. I have presented to Experian copies of my cancelled checks which they will not acknowledge

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I never file a BK and It was removed from XXXX but is reporting to Experian and XXXX XXXX.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Payday Loan company continually calls my family, they have asked for them to stop calling them.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Called once at XXXX and again

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Ally Financial reported false information about me to multiple credit bureaus.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have a child support claim dating back from XX/XX/XXXX.I am only XXXX, I was born in XX/XX/XXXX.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

After dispute with credit report agency gave me no initial explanation to why I could not view my credit report online.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have an account on my credit report that is not mine XXXX XXXX XXXX

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX is debt collection they keep calling we do n't have any debts we want them to stop calling us

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have contacted several times to advise the debt does not belong to me

Company disputes the facts presented in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

BAC loan was signed to rescind BAC stole over {$150000.00}. BAC they broke a dozen Laws ( to me )

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I would like the reported information updated and removed from the report

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

THe debt was paid and they still have it showed as open on my credit report but with a {$0.00} balance.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX XXXX This item does not belong to me, and it keeping me from getting a job.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I applied for a XXXX Credit Card with US Bank with a FICO score of XXXX and wasrejected and I have been treated very unfairly by the bank..

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Please see attached Word document for all complaints against SunTrust Mortgage Co . Thank you.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have filed lawsuits against TransUnion and XXXX. A s a result, these credit bureaus will not supply the required annual report for unknown reasons.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Experian is not responding to my requests to investigate and remove accounts from my credit report that were opened fraudulently.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

they used my house payment to pay escrow, then reported that my house payment was late!

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

first I never ever lived in XXXX, ,Mississipppi . Next I never apply for credit with XXXX Bank

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have never been to this Dr. And they are trying to collect money and they have reported it to XXXX and XXXX.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

i didnt make a inquiry for this bank

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

they are calling numerous times a day.

Company has responded to the consumer and the CFPB and chooses not to provide a public response