AdiOO7/Bank_Complaints · Datasets at Hugging Face

Instruction stringclasses 1 value	Input stringlengths 11 152	Response stringclasses 9 values
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Trans Union is ignoring my requests to investigate and remove some accounts from my credit report that do not belong to me.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have this company Drivetime calling me at XXXX and up to five times daily.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	BB & T should pay the penalties and interest of {$440.00}.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This is from Cheveron Visa. I do n't owe them anything.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I am XXXX not XXXX please fix	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The debt was properly billed to insurance and it appears on credit report more than two times.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Unknown account listed I have disputed with no outcome please assist.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	inability to contact bsi	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	One of my addresses is listed at XXXX XXXX XXXX, XXXX XXXX XXXX. Year it is listred for I was XXXX at XXXX XXXX XXXX in XXXX.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I received a document that disputes the owner of the debt I am alleged to owe.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	SPS has repeatedly failed to process my complete loan modification application ( s )	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Trans Union is not responding to my requests to investigate and remove accounts from my credit report that do not belong to me.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Trans Union keeps putting incorrect information on my report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	not abel to log in to my credit scoor,	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I am still waiting for the documents I requested. See attachment.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I simply requested the reason why my score dropped from XXXX to XXXX. I was informed this information was not available.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Gla Inc. Repeatedly calls my cell phone every day, at least five times per day. Gla is XXXX.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Open XXXX charged me for a debt that is incorrect and would not attempt to resolve and debt collector will not fix.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Tradelines are on my credit report that are not mine.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Wrong Address also XXXX report had wrong year of birth also had myself listed as XXXX	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Debt is not mine and the Statute of Limitations has Expired.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Changed terms in XXXX membership rewards shortly after opening of credit card and paying {$75.00} annual fee.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The balance on my XXXX XXXX XXXX account was settled and should now be at a XXXX balance.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I am a XXXX patient unable to pay loan due to unemployment.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX XXXX The following account above is not mine, and it is keeping me from getting a job.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XX/XX/XXXX XXXX The following account does not belong to me, and this is stopping me from getting a job.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have never been or never will be XXXX XXXX, I have written to the agencies before to no avail.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX XXXX XXXX XXXX XXXX # XXXX XXXX VA XXXX Remove fraud alert from my credit profile	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Just today the Bank has called my number 4 times and it is only XXXX. I always make the monthly payment. One call is plenty. Bank of America.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I was a co-signer with a son in law. Wells Fargo.on a car.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Collection attempts still being made after chapter XXXX by this specific collection company.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Creditors are showing things that I have not authorized	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Also use my brother to threaten me if i do n't make a payment even as I told him that I am currently unemployed.	Company believes the complaint is the result of a misunderstanding
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	EXPERIAN HAS WRONG DATE OF BIRTH AND YEAR.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My name is XXXX XXXX XXXX not XXXX XXXX XXXX	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Tried to get my report form transUnion and they wanted to charge me a fee	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	BB & T only makes {$100.00} available on next day availablity deposits versus {$200.00} required by Dodd-Frank.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Dispute was not handled thoroughly. Problem with statement of dispute.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	US Bank/XXXX changed the benefits on the card ( free night on award redemptions of two nights or more ), despite charging me a {$65.00} annual fee.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Name ( XXXX XXXX XXXX ) and address of XXXX are not correct. Seems as if someone at that address might have tried to get credit card	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	collecter violated fdcpa .... he has called a few times leaving very intrusive and derigatory voicemails on my phone	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	CMRE FINANCIAL SERVICES INC. I received the attached demand letter from CMRE for a debt I do not owe.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My yonger sister bad credit is on my credit.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Transunion is reporting me 90 days late twice. last reported XXXX 2015. This is incorrect. I have paid on time	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I received an active credit card from Wells Fargo Financial National Bank that I did not apply for.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX reported an hard inquiry to Transunion Credit Bureau on XXXX/XXXX/2015.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I requested my annual report but they seem like they comply.I have this problem every year.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Received demand letter from law firm stating I owe them XXXX	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I HAVE BEEN SENT A LETTER IN THE MAIL FOR A DEBT of {$38.00} IN WHICH I DO NOT OWE	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I would like this collection to be removed from my XXXX credit report was reported as collection debt without my knowledge.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Can not retrieve my credit reportsuspect my Fathers son has used his social security number	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Disputed debt, failed to respond to Dispute Notice, continues collection efforts	Company believes the complaint is the result of a misunderstanding
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Unauthorized charges were approved to newly opened Citibank Credit Card account with the wrong cardholder name and cardholder number.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX XXXX XXXX XXXX, GA XXXX This address showed up on my credit report ... .it was a reported attempt at fraud that I caught in time.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	closed XXXX/XXXX/15, deed and mortgage still not recorded. contacted ALTI SOURCE to find out why, no response.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have requested proof of how the following accounts were verified : 1. XXXX XXXX XXXX.-Account # : XXXX 2. XXXX XXXX # : XXXX ....	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	COLLECTOR FAILED TO VALIDATE DEBT AND HAS REPEATLY CALLED MY WORK AND CELL NUMBERS IN VIOLATION OF FCRA, FDCPA AND TCPA.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Experian is not responding to any of my numerous requests to investigate, verify and remove accounts from my credit report that do not belong to me.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX on my credit report should be deleted	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My US BANK home mortgage account is being reported inaccurately to credit reporting agencies and its impacting my loans and credit cards.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Company did not respond to letter of inquiry concerning improper credit reporting notification.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	CSD COLLECTIONS IS REPORTING AN ACCOUNT IN COLLECTIONS FOR AN UNDISCLOSED DOLLAR AMOUNT THAT IS NOT ACCURATE. ALL DEBTS HAVE BEEN PAID OFF	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Experian would not give me a credit report unless I signed up for their XXXX service. I offered to pay for report but did not want service	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Account showing as missed payment but account was placed in deferred status.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX collection agencies collecting the same debt. Collection agency refused to take partial payment	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Debt collector called my minor son and left threatening message regarding a debt I do n't owe.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX XXXX XXXX has placed a collection acct on my credit report that was previously deleted.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX XXXX XXXX can get away with identity theft to alter documents and sell that loan with the altered documents	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The company is calling harassing me about a loan I know nothing about. They threatened to contact my job	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Hi, I am not able to get my annual credit report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I was unable to receive XXXX of my credit reports	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I am Not the person they are calling for, there fore I do not respond to the call but they still call me Everyday	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My social security number was stolen to open accounts in my name. The account from Enhanced Recovery resulted from ID Theft.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Harassing calls and bringing up the past credit one bank with XXXX credit monitoring	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have disputed several times with XXXX and United Revenue Corporation. This account does not belong to me.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This was already paid by my insurance company and it 's still on my report.	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Incorrectly charged a fee when making an ATM withdrawal	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I wish to add the attached document to complaint XXXX. As you can see, the cash advance balance was explicitly paid off on XXXX/XXXX/15.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I received a call at XXXX from Bank of America a voicemail was left about my account being locked and I am not a Bank of America customer.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Debt was paid in full yet Professional Placement services has left it " OPEN '' on my credit report.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The Statute Limitation on this account has passed.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Experian is not responding to my requests to investigate and remove the accounts from my credit report that do not belong to me.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I FELL BEHIND IN MY MORTGAGE DUE TO UNEMPLOYMENT AND I HAVE TRIED TO GET HELP BUT THE BANK HAS DENIED MY REQUEST MULTIPLE TIMES WITH OUT ANY REASON	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	citi will not refund credit due me.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have a judgement against my ex husband on XXXX bills that still show on my credit score. How can I get this off my credit score and on his???	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have sent Trans Union numerous requests to investigate, verify and remove accounts from my credit report that do not belong to me.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My mother is somehow added to my Credit Account. Shes lowering my credit score.	Company believes complaint caused principally by actions of third party outside the control or direction of the company
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This bill was already paid by my insurance companies	Company believes complaint caused principally by actions of third party outside the control or direction of the company
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	We have done everything that Us Bank has asked us to do and they still will not work with us. We have hired an Attorney and a Meditation Consultant.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The account is over the Statutes of Limitations and I have a bad credit because of this account. It is with XXXX XXXX XXXX.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	my social security its wrong	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have sent Experian numerous requests to investigate, verify and remove accounts from my credit report and they are not responding.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The Collection Agency has no right to contact me. They are not licensees of the State of Maine.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Bank of america is referring me to XXXX and I never had an account with them	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have never had a account with a company called XXXX. I have told them this on many occasions and they continue to say that I owe this debt.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	There is an apartment in my name but I have never lived there.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	keeps putting hard inquries on my credit report	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I scheduled automated monthly payments for my Dillard 's account. The payment were never processed and several late fees were added to my account.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The website stopped responding and now I can not get my credit reports. The site says I already got them which is not the case.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I tried to get my free credit report online. I was unable to do so. I fear someone is using my credit.	Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Trans Union is ignoring my requests to investigate and remove some accounts from my credit report that do not belong to me.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have this company Drivetime calling me at XXXX and up to five times daily.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

BB & T should pay the penalties and interest of {$440.00}.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This is from Cheveron Visa. I do n't owe them anything.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I am XXXX not XXXX please fix

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The debt was properly billed to insurance and it appears on credit report more than two times.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Unknown account listed I have disputed with no outcome please assist.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

inability to contact bsi

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

One of my addresses is listed at XXXX XXXX XXXX, XXXX XXXX XXXX. Year it is listred for I was XXXX at XXXX XXXX XXXX in XXXX.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I received a document that disputes the owner of the debt I am alleged to owe.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

SPS has repeatedly failed to process my complete loan modification application ( s )

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Trans Union is not responding to my requests to investigate and remove accounts from my credit report that do not belong to me.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Trans Union keeps putting incorrect information on my report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

not abel to log in to my credit scoor,

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I am still waiting for the documents I requested. See attachment.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I simply requested the reason why my score dropped from XXXX to XXXX. I was informed this information was not available.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Gla Inc. Repeatedly calls my cell phone every day, at least five times per day. Gla is XXXX.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Open XXXX charged me for a debt that is incorrect and would not attempt to resolve and debt collector will not fix.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Tradelines are on my credit report that are not mine.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Wrong Address also XXXX report had wrong year of birth also had myself listed as XXXX

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Debt is not mine and the Statute of Limitations has Expired.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Changed terms in XXXX membership rewards shortly after opening of credit card and paying {$75.00} annual fee.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The balance on my XXXX XXXX XXXX account was settled and should now be at a XXXX balance.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I am a XXXX patient unable to pay loan due to unemployment.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX XXXX The following account above is not mine, and it is keeping me from getting a job.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XX/XX/XXXX XXXX The following account does not belong to me, and this is stopping me from getting a job.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have never been or never will be XXXX XXXX, I have written to the agencies before to no avail.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX XXXX XXXX XXXX XXXX # XXXX XXXX VA XXXX Remove fraud alert from my credit profile

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Just today the Bank has called my number 4 times and it is only XXXX. I always make the monthly payment. One call is plenty. Bank of America.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I was a co-signer with a son in law. Wells Fargo.on a car.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Collection attempts still being made after chapter XXXX by this specific collection company.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Creditors are showing things that I have not authorized

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Also use my brother to threaten me if i do n't make a payment even as I told him that I am currently unemployed.

Company believes the complaint is the result of a misunderstanding

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

EXPERIAN HAS WRONG DATE OF BIRTH AND YEAR.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My name is XXXX XXXX XXXX not XXXX XXXX XXXX

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Tried to get my report form transUnion and they wanted to charge me a fee

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

BB & T only makes {$100.00} available on next day availablity deposits versus {$200.00} required by Dodd-Frank.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Dispute was not handled thoroughly. Problem with statement of dispute.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

US Bank/XXXX changed the benefits on the card ( free night on award redemptions of two nights or more ), despite charging me a {$65.00} annual fee.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Name ( XXXX XXXX XXXX ) and address of XXXX are not correct. Seems as if someone at that address might have tried to get credit card

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

collecter violated fdcpa .... he has called a few times leaving very intrusive and derigatory voicemails on my phone

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

CMRE FINANCIAL SERVICES INC. I received the attached demand letter from CMRE for a debt I do not owe.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My yonger sister bad credit is on my credit.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Transunion is reporting me 90 days late twice. last reported XXXX 2015. This is incorrect. I have paid on time

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I received an active credit card from Wells Fargo Financial National Bank that I did not apply for.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX reported an hard inquiry to Transunion Credit Bureau on XXXX/XXXX/2015.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I requested my annual report but they seem like they comply.I have this problem every year.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Received demand letter from law firm stating I owe them XXXX

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I HAVE BEEN SENT A LETTER IN THE MAIL FOR A DEBT of {$38.00} IN WHICH I DO NOT OWE

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I would like this collection to be removed from my XXXX credit report was reported as collection debt without my knowledge.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Can not retrieve my credit reportsuspect my Fathers son has used his social security number

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Disputed debt, failed to respond to Dispute Notice, continues collection efforts

Company believes the complaint is the result of a misunderstanding

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Unauthorized charges were approved to newly opened Citibank Credit Card account with the wrong cardholder name and cardholder number.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX XXXX XXXX XXXX, GA XXXX This address showed up on my credit report ... .it was a reported attempt at fraud that I caught in time.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

closed XXXX/XXXX/15, deed and mortgage still not recorded. contacted ALTI SOURCE to find out why, no response.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have requested proof of how the following accounts were verified : 1. XXXX XXXX XXXX.-Account # : XXXX 2. XXXX XXXX # : XXXX ....

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

COLLECTOR FAILED TO VALIDATE DEBT AND HAS REPEATLY CALLED MY WORK AND CELL NUMBERS IN VIOLATION OF FCRA, FDCPA AND TCPA.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Experian is not responding to any of my numerous requests to investigate, verify and remove accounts from my credit report that do not belong to me.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX on my credit report should be deleted

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My US BANK home mortgage account is being reported inaccurately to credit reporting agencies and its impacting my loans and credit cards.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Company did not respond to letter of inquiry concerning improper credit reporting notification.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

CSD COLLECTIONS IS REPORTING AN ACCOUNT IN COLLECTIONS FOR AN UNDISCLOSED DOLLAR AMOUNT THAT IS NOT ACCURATE. ALL DEBTS HAVE BEEN PAID OFF

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Experian would not give me a credit report unless I signed up for their XXXX service. I offered to pay for report but did not want service

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Account showing as missed payment but account was placed in deferred status.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX collection agencies collecting the same debt. Collection agency refused to take partial payment

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Debt collector called my minor son and left threatening message regarding a debt I do n't owe.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX XXXX XXXX has placed a collection acct on my credit report that was previously deleted.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX XXXX XXXX can get away with identity theft to alter documents and sell that loan with the altered documents

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The company is calling harassing me about a loan I know nothing about. They threatened to contact my job

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Hi, I am not able to get my annual credit report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I was unable to receive XXXX of my credit reports

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I am Not the person they are calling for, there fore I do not respond to the call but they still call me Everyday

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My social security number was stolen to open accounts in my name. The account from Enhanced Recovery resulted from ID Theft.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Harassing calls and bringing up the past credit one bank with XXXX credit monitoring

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have disputed several times with XXXX and United Revenue Corporation. This account does not belong to me.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This was already paid by my insurance company and it 's still on my report.

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Incorrectly charged a fee when making an ATM withdrawal

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I wish to add the attached document to complaint XXXX. As you can see, the cash advance balance was explicitly paid off on XXXX/XXXX/15.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I received a call at XXXX from Bank of America a voicemail was left about my account being locked and I am not a Bank of America customer.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Debt was paid in full yet Professional Placement services has left it " OPEN '' on my credit report.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The Statute Limitation on this account has passed.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Experian is not responding to my requests to investigate and remove the accounts from my credit report that do not belong to me.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I FELL BEHIND IN MY MORTGAGE DUE TO UNEMPLOYMENT AND I HAVE TRIED TO GET HELP BUT THE BANK HAS DENIED MY REQUEST MULTIPLE TIMES WITH OUT ANY REASON

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

citi will not refund credit due me.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have a judgement against my ex husband on XXXX bills that still show on my credit score. How can I get this off my credit score and on his???

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have sent Trans Union numerous requests to investigate, verify and remove accounts from my credit report that do not belong to me.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My mother is somehow added to my Credit Account. Shes lowering my credit score.

Company believes complaint caused principally by actions of third party outside the control or direction of the company

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This bill was already paid by my insurance companies

Company believes complaint caused principally by actions of third party outside the control or direction of the company

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

We have done everything that Us Bank has asked us to do and they still will not work with us. We have hired an Attorney and a Meditation Consultant.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The account is over the Statutes of Limitations and I have a bad credit because of this account. It is with XXXX XXXX XXXX.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

my social security its wrong

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have sent Experian numerous requests to investigate, verify and remove accounts from my credit report and they are not responding.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The Collection Agency has no right to contact me. They are not licensees of the State of Maine.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Bank of america is referring me to XXXX and I never had an account with them

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have never had a account with a company called XXXX. I have told them this on many occasions and they continue to say that I owe this debt.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

There is an apartment in my name but I have never lived there.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

keeps putting hard inquries on my credit report

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I scheduled automated monthly payments for my Dillard 's account. The payment were never processed and several late fees were added to my account.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The website stopped responding and now I can not get my credit reports. The site says I already got them which is not the case.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I tried to get my free credit report online. I was unable to do so. I fear someone is using my credit.

Company chooses not to provide a public response