AdiOO7/Bank_Complaints · Datasets at Hugging Face

Instruction stringclasses 1 value	Input stringlengths 11 152	Response stringclasses 9 values
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	rec in the mail offer 6.29 apr, if approved, was approve but came back 11.5 apr their adv is misleading	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX XXXX XXXX XXXX XXXX # XXXX XXXX VA XXXX Remove fraud alert fro my credit profile	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have never been In Kansas, Oklahoma ; I was born in XX/XX/XXXX, not XX/XX/XXXX, I have never had any business name " XXXX ''.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Experian is ignoring my requests to investigate and remove accounts from my credit report that do not belong to me.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	They need to prove that this is my debt.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have never once received a bill from XXXX XXXX XXXX XXXX XXXX. I was unaware of this bill and do n't believe that it is mine.	Company believes the complaint is the result of a misunderstanding
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	this is not mine	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Each time I put in who I am I can never get my score	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	RCS Recovery Services LLC is reporting an account that is past the FCRA retention time associated with the account.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	There is an account that is past the statute of limitations and still listed on my credit file. University XXXX	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I would like for this company to remove debt from my credit file due to me having this same company as my auto insurance carrier.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Never ever have I had XXXX in my name	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Judgment was settled and dismissed ..never should have been placed on credit report	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Master card, Barclay 's, charged me an annual fee, then interest, then late payments BEFORE I opened the envelope, before the card was activated!!!	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	They saying I had got a pay day loan but I did n't	Company believes complaint caused principally by actions of third party outside the control or direction of the company
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Experian has not provide me with evidence from disputed accounts which I have requested serval times in the past.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Experian keeps wrong information on my report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I paid this account in full back in XXXX, 2015. This is not reflected in my credit report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	all XXXX bureaus failed to correct XXXX Mortgage reporting inaccurate and incorrect information about current payment status	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	THEIR WEBSITE IS NOT WORKING	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I received the debt collection letter without evidence that it belongs to myself.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My husband and I applied for a mortgage with Bank of America and I believe we were turned down because he is a XXXX vet and of XXXX heritage.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The website XXXX is broken. This is a well known problem and a total scandal. You should do something. This is a disgrace.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	They are calling me everyday about family member debt.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	All XXXX bureaus are continuously reporting false and malicious information	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Mortgage paid off in good terms when sold. Is marked as " closed - Derogatory	Company believes complaint caused principally by actions of third party outside the control or direction of the company
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I was charged an annual fee on my Citi Credit Card without anoticd and was offered a refund, but then they would close my account.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Wells Fargo used scare tactics and unprofessional & unhelpful advice re : underwater mortgage. I am XXXX and can not afford current payments.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Paid amount of {$81.00} as of XX/XX/2015	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I do not owe any credit card with this institution.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Experian is not responding to any of my requests to investigate and remove accounts from my credit report that do not belong to me.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX tellers to assist all customers on XXXX of the busiest days of the year, XXXX XXXX XXXX XXXX. Waited more than an hour to make a withdrawal.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Someone has stolen my entire identity. They 're currently paying a mortgage under my identity and have numerous credit card purchases.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	this was paid either by my health insurance or fed workers comp	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	There are some wrong information on my credit report and they are not belong to me!	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Management at apartment complex cleared lease obligations with no other financial debts.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	over 7 years since last payment was made -- should be removed from my credit reports	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This number calls at least ten times a day and when I answer the phone I get immediately hung up on.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	One day past due and they will call every 2 hours.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	There is information on my report that is not mine. I live in XXXX, and have all my life. There are adverse accounts that originate in XXXX.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The report associate me with people in XXXX, XXXX & XXXX PLEASE help me with this, the credit agency gave me your inf. to contact you	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	ally financial gave me a 18 % interest rate ofnmy auto loan and i also put down XXXX to get financed I believe everything was based off of ethnicity.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	debts are still reporting in the credit file. however, debts were paid back 2013 as part of settlement.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	These people were told not to contact me. They are calling all the time! I want it to STOP!	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Unable to receive my free annual credit report from experian.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Experian is not responding to my request to investigate and remove XXXX account from my credit report that does not belong to me.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	They told me it remains and need to discuss with creditor over three times. Now if it is n't deleted here soon, I will take legal action!!!	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Debt amounts are not accurate when attempting to make payment. Further ; agency will not allow me to make a payment	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	On XXXX I requested my free report from TransUnion. I have only received stall tactics and no report. Please send my free credit report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have been trying to get my free credit report from them and every time i try the telling me i have to pay to get it from them.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Non stop calls for a debt I do n't owe and they wo n't identify	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	A company named XXXX at XXXX is contacting my place of employment	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Wells Fargo has repeatedly called and ask for debt assistance. This disclaimer can also be layed down to FDIC for further comment.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Trans Union is not responding to investigate numerous fraudulent inquiries in my credit file that were not initiated by me.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Home foreclosed upon in XX/XX/XXXX Settlement received for improper foreclosure in XX/XX/XXXX Credit report not reflecting improper foreclosure.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Applied for a US Bank Credit Card and declined despite me having a FICO SCORE XXXX	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I paid off my kay jewelers loam off in full and all of a sudden two years later they say I owe money	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	That 's not me I never had all those accounts	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Annual Credit Report Free from Experian, No can do.???	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The credit card did not belong to me ; it belonged to my husband.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Upon checking my credit report I noticed I had a debt that I was n't aware of.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX XXXX did hard inquiry on me, I have never heard of XXXX XXXX before. I have never contacted XXXX XXXX for any reason.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	suspicion of identity fraud, from " mother " XXXX XXXX, Police report in progress	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Company did not respond to letter of inquiry concerning improper credit reporting notification.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I do not have a sears card	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	They continue to call everday and always leave a silent voice mail ( no body speaks )	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	USAA charge off both home equity loans XXXX in XXXX XXXX. And most recent XXXX XXXX all payments have been maid and are up to date	Company believes complaint is the result of an isolated error
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX XXXX - I never applied for any car loans with XXXX and this should be removed - I believe someone must be utilizing my credit info	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Paid the debt off, still is showing on my credit report that it is derogatory.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Received free credit report from Experian. XXXX unauthorized charges appeared on my credit card.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Transunion is Double reporting a collection account.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have never lived in Utah. There is a Utah address listed on my credit report.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This collection agency continued to call my CELL PHONE from an automated dialer after I asked the to remove my phone number over three times.	Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Called CitiGroup today to see about getting a lower APR on my Sears credit card. Was told that they could not lower the APR from the current 25.49 %.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Delbert services.is an illegal loan in Michigan, yet it is on my credit report	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	my personal information was used without my consent	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	MY XXXX ACCOUNT IS PAID IN FULL PLEASE REMOVED FROM MY HARD CREDIT INQUIRY THANK YOU	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My accounts were closed abruptly and I was unable to access the funds in my account without any correspondence.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Repeated calls, a lot outside of XXXX - XXXX. They use abusive language, and threatened to take legal action.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Trans Union reports my employer as XXXX XXXX. I have never even HEARD of this company.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I received at least 2 calls per day including Sunday ato different times as late as XXXX	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I paid this debt, they keep attempting to recollect the dept I paid in full.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Trans Union Shows this address and its not my Address.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX Has called my home more than a dozen times	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I paid my auto loan within the 10 day grace period and the company still assessed a late fee.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This information does not belong to me I want to investigate when was this because I do n't have any idea. XXXX XXXX XXXX	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX County Reg XXXX. Too old to be on file please delete.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	i have another name on my account and i have other addresses that i dont live at anymore	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	They contact an emergency contact name disclosed in my rental agreement	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Experian is reporting XXXX on my credit report enclosed this is not mine please remove it asap.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Every time I dispute an item they reduce my credit score	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Can the bank charge you the new interest rate on an old charge that was subject to the old rate?	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Trans Union is ignoring my requests to investigate, verify and remove some accounts from my credit file that do not belong to me.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have disputed with XXXX and Accounts Management Svcs several times this account does not belong to me.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I recieved a letter from a debt collector who works for XXXX to collet a debt of XXXX The colloctors phone number is XXXX	Company believes the complaint is the result of a misunderstanding
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I had made the required payment for my Citi account and they still continue to call.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Harassing phone calls multiple times per day from Citimortgage even when my payment is not late.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The name XXXX XXXX XXXX XXXX us not my name	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	bank of America modification process discrimation	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I 've never lived in XXXX Indiana.. This is my x wife.. I 'd like to have removed from my accounts	Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

rec in the mail offer 6.29 apr, if approved, was approve but came back 11.5 apr their adv is misleading

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX XXXX XXXX XXXX XXXX # XXXX XXXX VA XXXX Remove fraud alert fro my credit profile

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have never been In Kansas, Oklahoma ; I was born in XX/XX/XXXX, not XX/XX/XXXX, I have never had any business name " XXXX ''.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Experian is ignoring my requests to investigate and remove accounts from my credit report that do not belong to me.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

They need to prove that this is my debt.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have never once received a bill from XXXX XXXX XXXX XXXX XXXX. I was unaware of this bill and do n't believe that it is mine.

Company believes the complaint is the result of a misunderstanding

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

this is not mine

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Each time I put in who I am I can never get my score

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

RCS Recovery Services LLC is reporting an account that is past the FCRA retention time associated with the account.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

There is an account that is past the statute of limitations and still listed on my credit file. University XXXX

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I would like for this company to remove debt from my credit file due to me having this same company as my auto insurance carrier.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Never ever have I had XXXX in my name

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Judgment was settled and dismissed ..never should have been placed on credit report

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Master card, Barclay 's, charged me an annual fee, then interest, then late payments BEFORE I opened the envelope, before the card was activated!!!

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

They saying I had got a pay day loan but I did n't

Company believes complaint caused principally by actions of third party outside the control or direction of the company

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Experian has not provide me with evidence from disputed accounts which I have requested serval times in the past.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Experian keeps wrong information on my report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I paid this account in full back in XXXX, 2015. This is not reflected in my credit report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

all XXXX bureaus failed to correct XXXX Mortgage reporting inaccurate and incorrect information about current payment status

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

THEIR WEBSITE IS NOT WORKING

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I received the debt collection letter without evidence that it belongs to myself.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My husband and I applied for a mortgage with Bank of America and I believe we were turned down because he is a XXXX vet and of XXXX heritage.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The website XXXX is broken. This is a well known problem and a total scandal. You should do something. This is a disgrace.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

They are calling me everyday about family member debt.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

All XXXX bureaus are continuously reporting false and malicious information

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Mortgage paid off in good terms when sold. Is marked as " closed - Derogatory

Company believes complaint caused principally by actions of third party outside the control or direction of the company

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I was charged an annual fee on my Citi Credit Card without anoticd and was offered a refund, but then they would close my account.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Wells Fargo used scare tactics and unprofessional & unhelpful advice re : underwater mortgage. I am XXXX and can not afford current payments.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Paid amount of {$81.00} as of XX/XX/2015

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I do not owe any credit card with this institution.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Experian is not responding to any of my requests to investigate and remove accounts from my credit report that do not belong to me.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX tellers to assist all customers on XXXX of the busiest days of the year, XXXX XXXX XXXX XXXX. Waited more than an hour to make a withdrawal.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Someone has stolen my entire identity. They 're currently paying a mortgage under my identity and have numerous credit card purchases.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

this was paid either by my health insurance or fed workers comp

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

There are some wrong information on my credit report and they are not belong to me!

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Management at apartment complex cleared lease obligations with no other financial debts.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

over 7 years since last payment was made -- should be removed from my credit reports

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This number calls at least ten times a day and when I answer the phone I get immediately hung up on.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

One day past due and they will call every 2 hours.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

There is information on my report that is not mine. I live in XXXX, and have all my life. There are adverse accounts that originate in XXXX.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The report associate me with people in XXXX, XXXX & XXXX PLEASE help me with this, the credit agency gave me your inf. to contact you

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

ally financial gave me a 18 % interest rate ofnmy auto loan and i also put down XXXX to get financed I believe everything was based off of ethnicity.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

debts are still reporting in the credit file. however, debts were paid back 2013 as part of settlement.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

These people were told not to contact me. They are calling all the time! I want it to STOP!

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Unable to receive my free annual credit report from experian.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Experian is not responding to my request to investigate and remove XXXX account from my credit report that does not belong to me.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

They told me it remains and need to discuss with creditor over three times. Now if it is n't deleted here soon, I will take legal action!!!

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Debt amounts are not accurate when attempting to make payment. Further ; agency will not allow me to make a payment

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

On XXXX I requested my free report from TransUnion. I have only received stall tactics and no report. Please send my free credit report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have been trying to get my free credit report from them and every time i try the telling me i have to pay to get it from them.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Non stop calls for a debt I do n't owe and they wo n't identify

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

A company named XXXX at XXXX is contacting my place of employment

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Wells Fargo has repeatedly called and ask for debt assistance. This disclaimer can also be layed down to FDIC for further comment.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Trans Union is not responding to investigate numerous fraudulent inquiries in my credit file that were not initiated by me.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Home foreclosed upon in XX/XX/XXXX Settlement received for improper foreclosure in XX/XX/XXXX Credit report not reflecting improper foreclosure.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Applied for a US Bank Credit Card and declined despite me having a FICO SCORE XXXX

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I paid off my kay jewelers loam off in full and all of a sudden two years later they say I owe money

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

That 's not me I never had all those accounts

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Annual Credit Report Free from Experian, No can do.???

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The credit card did not belong to me ; it belonged to my husband.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Upon checking my credit report I noticed I had a debt that I was n't aware of.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX XXXX did hard inquiry on me, I have never heard of XXXX XXXX before. I have never contacted XXXX XXXX for any reason.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

suspicion of identity fraud, from " mother " XXXX XXXX, Police report in progress

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Company did not respond to letter of inquiry concerning improper credit reporting notification.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I do not have a sears card

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

They continue to call everday and always leave a silent voice mail ( no body speaks )

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

USAA charge off both home equity loans XXXX in XXXX XXXX. And most recent XXXX XXXX all payments have been maid and are up to date

Company believes complaint is the result of an isolated error

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX XXXX - I never applied for any car loans with XXXX and this should be removed - I believe someone must be utilizing my credit info

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Paid the debt off, still is showing on my credit report that it is derogatory.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Received free credit report from Experian. XXXX unauthorized charges appeared on my credit card.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Transunion is Double reporting a collection account.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have never lived in Utah. There is a Utah address listed on my credit report.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This collection agency continued to call my CELL PHONE from an automated dialer after I asked the to remove my phone number over three times.

Company disputes the facts presented in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Called CitiGroup today to see about getting a lower APR on my Sears credit card. Was told that they could not lower the APR from the current 25.49 %.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Delbert services.is an illegal loan in Michigan, yet it is on my credit report

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

my personal information was used without my consent

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

MY XXXX ACCOUNT IS PAID IN FULL PLEASE REMOVED FROM MY HARD CREDIT INQUIRY THANK YOU

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My accounts were closed abruptly and I was unable to access the funds in my account without any correspondence.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Repeated calls, a lot outside of XXXX - XXXX. They use abusive language, and threatened to take legal action.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Trans Union reports my employer as XXXX XXXX. I have never even HEARD of this company.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I received at least 2 calls per day including Sunday ato different times as late as XXXX

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I paid this debt, they keep attempting to recollect the dept I paid in full.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Trans Union Shows this address and its not my Address.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX Has called my home more than a dozen times

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I paid my auto loan within the 10 day grace period and the company still assessed a late fee.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This information does not belong to me I want to investigate when was this because I do n't have any idea. XXXX XXXX XXXX

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX County Reg XXXX. Too old to be on file please delete.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

i have another name on my account and i have other addresses that i dont live at anymore

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

They contact an emergency contact name disclosed in my rental agreement

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Experian is reporting XXXX on my credit report enclosed this is not mine please remove it asap.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Every time I dispute an item they reduce my credit score

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Can the bank charge you the new interest rate on an old charge that was subject to the old rate?

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Trans Union is ignoring my requests to investigate, verify and remove some accounts from my credit file that do not belong to me.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have disputed with XXXX and Accounts Management Svcs several times this account does not belong to me.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I recieved a letter from a debt collector who works for XXXX to collet a debt of XXXX The colloctors phone number is XXXX

Company believes the complaint is the result of a misunderstanding

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I had made the required payment for my Citi account and they still continue to call.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Harassing phone calls multiple times per day from Citimortgage even when my payment is not late.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The name XXXX XXXX XXXX XXXX us not my name

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

bank of America modification process discrimation

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I 've never lived in XXXX Indiana.. This is my x wife.. I 'd like to have removed from my accounts

Company has responded to the consumer and the CFPB and chooses not to provide a public response